CENTURY 21 Edge
$599,0005 bd3 ba2,628 sqft$228 /sqft≈$4,026 /mo all-in ↓

22510 NE 130TH COURT ROAD, FORT MC COY, FL, 32134

Active24 days on marketListed Sep 16, 2026MLS #OM732398

Single Family ResidenceHOWARD RANCH ESTATE

About this home

22510 NE 130TH COURT ROAD

Discover this enchanting 17 +/- acre property featuring two mobile homes nestled among beautiful trees and lush green pastures. One mobile home offers 4 bedrooms and 2 bathrooms, perfect for families or guests, while the second is a 1-bedroom, 1-bath unit. This serene retreat includes an equipment building and paddock run-ins, making it ideal for those with equestrian interests cattle of outdoor hobbies. With ample space for outdoor activities, this property provides the perfect canvas to create your dream homestead and enjoy peaceful living in a natural setting.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,628

Sqft

17.11 ac

Lot size

2001

Year built

One

Levels

$228

Per sqft

Inside

FlooringCarpet · Linoleum
AppliancesMicrowave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom
LaundryLaundry Room
CoolingNone
HeatingOther

Outside & construction

RoofMetal
ConstructionMetal Siding · Wood Frame
FoundationStem Wall
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$4,915/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,026 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,026/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$228 vs $193

Days on market

24 vs 56 typical

Where $228/sqft sits among the 56 Fort Mc Coy actives

9
11
15
13 · this home
4
4
$49–105$105–161$161–217$217–273$273–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$240K → $120K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

23 of 56

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 989% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $599,000 · 24 days on market since
2001Built · HOWARD RANCH ESTATE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 22510 NE 130TH COURT ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22510 NE 130TH COURT ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

22510 NE 130TH COURT ROAD FAQs

What would the monthly payment be for 22510 NE 130TH COURT ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22510 NE 130TH COURT ROAD?+

The most recent tax bill on record (2025) was $4,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $599,000, this home is listed about 274% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.

Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM732398.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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