3072 S CYGNET TERRACE, INVERNESS, FL, 34450
Active226 days on marketListed Mar 4, 2026MLS #OM720079
About this home
3072 S CYGNET TERRACE
See Realtor Remarks: Welcome to your dream oasis! This stunning 2,730 sqft home boasts luxury and comfort at every turn. With 3 spacious bedrooms and 3 bathrooms, there's plenty of room for the whole family to spread out and relax. As you step through the double door entry, you're greeted by a French door office, vaulted ceilings and exquisite plantation shutters adorning the windows. The ceramic tile floors throughout the living room and dining room add elegance and durability, granite countertops, wood cabinets, and stainless steel appliances in the kitchen create a chef's paradise. The gas range and island with a sink make meal preparation a breeze. Entertaining is a delight in the large family room, complete with ceiling surround sound for an immersive experience. Retreat to the master suite, featuring double closets, double sinks, a jet tub, and a walk-in shower for ultimate relaxation. Convenience is key with a dedicated laundry room equipped with a laundry tub. Step outside to your own private paradise, featuring a sparkling pool with three waterfalls and a outdoor kitchen. The floating dock on the canal provides access to the lake chain, offering endless opportunities for boating and water activities. Don't miss out on the opportunity to make this luxurious retreat your own and start living the life of your dreams.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,730
Sqft
0.56 ac
Lot size
2
Garage
2007
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,980 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,980/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$211 vs $179
Days on market
226 vs 67 typical
Where $211/sqft sits among the 253 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
106 of 253
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the Inverness median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3072 S CYGNET TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$345,000
3231 S EAGLE POINT · same community
4 bd · 2.5 ba · 2,152 sqft · $160/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3072 S CYGNET TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3072 S CYGNET TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3072 S CYGNET TERRACE FAQs
What would the monthly payment be for 3072 S CYGNET TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,980/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3072 S CYGNET TERRACE?+
The most recent tax bill on record (2025) was $6,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $575,000, this home is listed about 107% above the Inverness median of $277,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$575,000 runs 107% above the Inverness median — but at 2,730 sqft it's also nearly twice the size of the typical Inverness listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
226 days on market against a Inverness median of 67 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $589,950, now $575,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM720079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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