CENTURY 21 Edge
$1,025,000$1,150,0004 bd3.5 ba2,971 sqft$345 /sqft$7,293 /mo all-in ↓

1003 SE 46TH STREET, OCALA, FL, 34480

Active124 days on marketListed Apr 2, 2026MLS #OM721979

Reduced $125KSingle Family ResidenceBELLECHASE CEDARS

Come see it

Upcoming open house

Sat, Aug 8

10:00 AM – 1:00 PM

About this home

1003 SE 46TH STREET

MOTIVATED SELLERS! Don't miss out on your chance to experience elevated living in this executive 4 Bedroom/3.5 Bath home, situated in the premier, centrally located Cedars of Bellechase. Set along the oak-canopied 475 corridor, this distinctive gated community offers exceptional privacy while remaining just minutes from major hospitals, shopping, dining, and more. This impeccably crafted Irvin custom-built home offers refined craftsmanship and impressive presence with a prime location on the corner lot of an oversized cul-de-sac. The property welcomes you with outstanding curb appeal and a striking Y-shaped driveway that leads to a spacious three-car garage. The garage includes an additional six feet of width that creates a versatile area measuring six feet by twenty-three feet, ideal for a workshop or extra storage space. Designed to surpass expectations, the interior of this residence has been immaculately maintained and features a gracious and highly functional layout. Volume ceilings elevate every room of this home, with the great room, dining room, study, and foyer featuring thirteen-foot ceilings. The kitchen and primary bedroom offer eleven-foot ceilings, and the remaining areas present ten-foot ceilings. Beautiful tray ceilings and wooden beams add architectural elegance throughout the home, and granite surfaces are featured in every area. The great room exudes elegance at every turn, anchored by an impressive electric fireplace that adds warmth and visual appeal. Dramatic 13-foot vaulted ceilings with exposed wood beams enhance the sense of volume, and triple glass sliders open seamlessly to the outdoors and frame peaceful tree-lined views. The open layout transitions seamlessly into the designer kitchen, showcasing refined finishes and effortless connectivity centered around a large island with a stainless steel double bowl farmhouse sink and a built-in mini refrigerator. Whirlpool appliances include the refrigerator, oven, and microwave, and a separate pantry provides desirable storage space. A casual breakfast nook opens to the paver-lined covered lanai, which offers an outdoor kitchen that makes entertaining a breeze with a four-burner Bull gas grill, a separate two-burner cooktop, a sink, and a beautiful eighteen-inch Komado grill. There are four total bedrooms with the primary suite offering a luxurious retreat with a soaking tub, a large walk-in shower, and separate closets for added convenience. The home also includes three and a half bathrooms, including a Jack and Jill bath between two guest rooms, a dedicated study, and a charming sitting area with a built-in window seat and storage. The sitting area can be reimagined as a hobby room or additional office, with ample wall space for two desks, ideal for kids or remote work. Multiple storage closets add priceless convenience, and the well-appointed utility room features a GE washer and dryer, mud bench, and a large stainless-steel sink with a folding table. Exterior can lights dramatically enhance the front elevation, garage, and side windows for a striking nighttime look, and the beautifully maintained landscaping is supported by an automatic sprinkler system. Energy-efficient foam insulation adds comfort and structural strength, and the home’s luxury and thoughtful design create an extraordinary living experience for the discerning buyer. Don’t miss the chance to make this extraordinary home yours and schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,971

Sqft

0.45 ac

Lot size

3

Garage

2020

Year built

One

Levels

$345

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$12,211/yr
PetsBreed Restrictions, Yes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,293 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$1,018
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$7,293/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$1,018
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$426KedgeAI estimate $469,705 · range $444K$485K$1.1M

vs edgeAI estimate

+118.2%

$/sqft vs Ocala actives

$345 vs $184

Days on market

124 vs 48 typical

Where $345/sqft sits among the 400 Ocala actives

132
165
56
15
6
26 · this home
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 1003 SE 46TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

145 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 250% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,025,000 $125K
Apr 2, 2026Listed at $1,150,000 · 124 days on market since
2020Built · BELLECHASE CEDARS

Reality check

What actually sold near 1003 SE 46TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1020 SE 46TH STREETSold · Apr ’26

$1,445,000

1020 SE 46TH STREET · same community

4 bd · 4.5 ba · 4,095 sqft · $353/sqft · 3 DOM

4301 SE 6 AVENUESold · Sep ’25

$500,000

4301 SE 6 AVENUE

4 bd · 3 ba · 2,967 sqft · $169/sqft · 83 DOM

645 SW 48TH LANESold · Dec ’25

$600,000

645 SW 48TH LANE

3 bd · 2.5 ba · 3,019 sqft · $199/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1003 SE 46TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1003 SE 46TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1003 SE 46TH STREET FAQs

What would the monthly payment be for 1003 SE 46TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,293/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1003 SE 46TH STREET?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1003 SE 46TH STREET?+

The most recent tax bill on record (2025) was $12,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1003 SE 46TH STREET?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $1,025,000, this home is listed about 243% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1003 SE 46TH STREET?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,025,000 runs 250% above the OCALA 34480 median — but at 2,971 sqft it's also 72% larger than the typical Ocala listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

124 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,150,000, now $1,025,000 — a $125K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM721979.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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