915 SW 82ND TERRACE, GAINESVILLE, FL, 32607
Active19 days on marketListed Sep 21, 2026MLS #OM722063
About this home
915 SW 82ND TERRACE
Welcome to your dream home nestled in a highly sought-after central location in Gainesville! This 4-bedroom, 2-bathroom residence offers the perfect blend of comfort and functionality, making it a true gem in a quiet cul-de-sac setting. Step inside to discover an open floor plan that seamlessly connects the living spaces, creating an inviting atmosphere perfect for both relaxation and entertaining. The living room features a charming wood-burning fireplace, while skylights flood the space with an abundance of natural light. The large kitchen is a chef’s delight with counter space and storage, ideal for culinary adventures and hosting gatherings. Its design encourages a social flow, making it a central hub for entertaining family and friends. The thoughtfully designed split floor plan ensures privacy, with the spacious master suite on one side of the home, offering a serene retreat. The additional bedrooms are generously sized, providing comfort and flexibility for family, guests, or a home office. Step outside through the French doors to your own private oasis, as a sparkling screened-in pool awaits...perfect for cooling off on warm Florida days. The fully fenced yard with irrigation in both the front and back yards offers security and privacy, creating a tranquil escape for relaxation and outdoor activities. Located in a peaceful cul-de-sac, this home combines quiet living with the convenience of being in a central, desirable location in Gainesville. Don’t miss the opportunity to make this exceptional property your forever home!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,992
Sqft
0.46 ac
Lot size
2
Garage
1991
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,919 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,919/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Gainesville actives
$238 vs $198
Days on market
19 vs 75 typical
Where $238/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
242 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 915 SW 82ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$362,000
1018 SW 82ND TERRACE · same community
3 bd · 2 ba · 1,952 sqft · $185/sqft · 40 DOM
Sold · Mar ’26$415,000
1441 SW 66TH WAY
3 bd · 2 ba · 1,963 sqft · $211/sqft · 12 DOM
Sold · Oct ’25$365,000
1951 SW 66TH DRIVE
3 bd · 2 ba · 1,950 sqft · $187/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 915 SW 82ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 SW 82ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
915 SW 82ND TERRACE FAQs
What would the monthly payment be for 915 SW 82ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,919/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 915 SW 82ND TERRACE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 915 SW 82ND TERRACE?+
The most recent tax bill on record (2024) was $8,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 915 SW 82ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $474,900, this home is listed about 67% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 915 SW 82ND TERRACE?+
F. W. Buchholz High School (high), Kanapaha Middle School (middle), Myra Terwilliger Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,900 runs 176% above the GAINESVILLE 32607 median — but at 1,992 sqft it's also 39% larger than the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
F. W. Buchholz High School, Kanapaha Middle School, Myra Terwilliger Elementary School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Olivia Perez. MLS #OM722063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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