
923 NE 2ND STREET, OCALA, FL, 34470
Active118 days on marketListed Apr 9, 2026MLS #OM722474
About this home
923 NE 2ND STREET
Welcome to this beautifully preserved and thoughtfully updated 1948 vintage home, where timeless character meets modern functionality. Situated on a fully fenced 0.52-acre corner lot just minutes from downtown, this property offers a rare combination of space, privacy, and charm that is increasingly hard to find. The expansive grounds feature a storage shed, private garden, and a peaceful walking path with a small bridge, creating a setting that feels tucked away, yet connected to everything. From the moment you arrive, the mature trees and established landscaping set the tone for what’s inside. This home has been meticulously maintained and enhanced with key upgrades, including a new roof (2023), tankless water heater, 28 new windows, updated bathroom vanity, new stainless steel kitchen appliances, luxury vinyl plank flooring, updated light fixtures, and fresh interior and exterior paint. Inside, original details have been carefully preserved, including pristine original doors, doorknobs, and cabinetry with vintage hardware- all in excellent condition. These elements blend seamlessly with the home’s updates, offering both character and everyday livability. The finished Florida room is filled with natural light and overlooks the mature oak trees the area is known for, creating a calm and inviting space to start or end your day. With new windows and window treatments, this room is designed to stay comfortable year-round, and window treatments are included throughout the home. A rare feature in Florida homes, the semi-finished basement provides additional flexibility with a half bath and workbench—ideal for hobbies, storage, or a dedicated workspace. The guest bedroom includes a built-in Murphy bed with integrated storage, allowing the space to easily adapt to your needs. Outdoors, the combination of mature landscaping, no current rear or side neighbors, and thoughtfully designed outdoor features creates a setting that feels both private and usable. The recently redone brick paver driveway adds to the home’s curb appeal and overall quality. Located near downtown Ocala and close to new entertainment and dining options such as The Forge, Midtown Station, and the 1890 Tea House, this home is positioned within a growing and evolving part of the community while still offering a sense of retreat. This is a rare opportunity to own a vintage home that has been preserved, updated, and cared for with intention. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,144
Sqft
0.52 ac
Lot size
1948
Year built
Two
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+65.2%
$/sqft vs Ocala actives
$261 vs $187
Days on market
118 vs 49 typical
Where $261/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 923 NE 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$175,000
223 NE TUSCAWILLA AVENUE · same community
2 bd · 1 ba · 1,143 sqft · $153/sqft · 6 DOM
Sold · Aug ’25$388,000
828 SE 3RD STREET · same community
3 bd · 1 ba · 1,483 sqft · $262/sqft · 42 DOM
Sold · Jan ’26$490,000
712 SE BROADWAY STREET · same community
3 bd · 2 ba · 1,506 sqft · $325/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 923 NE 2ND STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 923 NE 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
923 NE 2ND STREET FAQs
What would the monthly payment be for 923 NE 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 923 NE 2ND STREET?+
The most recent tax bill on record (2025) was $1,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $299,000, this home is priced right at the Ocala median.
Which schools are assigned to 923 NE 2ND STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$299,000 runs 36% above the OCALA 34470 median.
02City & Garden & Trees/Woods views
The city and garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
118 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $339,000, now $299,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BB RESIDENTIAL REAL ESTATE LLC · Caroline Fischer. MLS #OM722474.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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