2220 N DONOVAN AVENUE, CRYSTAL RIVER, FL, 34428
Active126 days on marketListed Jun 8, 2026MLS #OM726223
About this home
2220 N DONOVAN AVENUE
See Realtor Remarks: 2023 home on 1.21 acres with no HOA- Major upgrades & room to make it your own. Looking for a newer home with acreage, privacy and room to grow? This 4-bedroom, 3-bathroom, 2,262 sq. ft. home was built in 2023 and sits on a flat 1.21-acre parcel in Crystal River with no HOA. Inside, you’ll find an open-concept layout with high ceilings, a spacious living area and a large kitchen with abundant cabinetry, pantry, oversized island and eat-in space. The split-bedroom floor plan offers privacy, while a separate den provides flexible space for an office, hobby room, playroom or additional living area. The upgrades go well beyond what you see inside. The home features new AC ductwork and a new deep-well pump system in 2026, plus a large-capacity central AC system approximately 3 years old, whole-house water filtration, water softener, underground power, Nest smart thermostat and Ring security cameras. The 1.21 acres gives you room to actually use your property—whether that’s for an RV or boat, garden, animals, hobbies, storage or simply having space around you. The property was intentionally laid out with future possibilities in mind. The septic system is positioned on the back side of the home toward the neighbors side, leaving the driveway side of the property open for potential future improvements, such as a large detached garage, workshop or additional storage, subject to county requirements, setbacks and permitting. Close to Crystal River’s boating, fishing, springs, Gulf, restaurants and shopping, this property offers the combination that’s hard to find: a newer home, acreage, no HOA, upgraded major systems and room to create something of your own. Move in now. Build on it later. Make the property yours.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,262
Sqft
1.21 ac
Lot size
2023
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,294 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$132 vs $217
Days on market
126 vs 70 typical
Where $132/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
86 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the Crystal River median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2220 N DONOVAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$298,900
2242 N DONOVAN AVENUE · same community
3 bd · 2 ba · 1,800 sqft · $166/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2220 N DONOVAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2220 N DONOVAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2220 N DONOVAN AVENUE FAQs
What would the monthly payment be for 2220 N DONOVAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2220 N DONOVAN AVENUE?+
The most recent tax bill on record (2025) was $2,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $299,000, this home is listed about 8% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM726223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 2220 N DONOVAN AVENUE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →