25101 NE 131ST PLACE, FORT MC COY, FL, 32134
Active40 days on marketListed Aug 31, 2026MLS #OM731047
About this home
25101 NE 131ST PLACE
Country Charm with Little Lake Kerr Access in Kerr Shores! Welcome to 25101 NE 131st Place, Salt Springs, FL 32134, a charming 3-bedroom, 2-bath manufactured home offering 1,144 sq ft of comfortable living space on a .28-acre partially fenced lot. Located in the desirable Kerr Shores subdivision, owners have the opportunity through voluntary membership to enjoy community amenities including access to Little Lake Kerr, white sand beach, clubhouse, dock and boat ramp—perfect for swimming, boating, fishing and enjoying the Florida lifestyle. Originally built in 1986, this home has received numerous updates and custom touches over the years while maintaining its warm country character. Upon arrival, a full-length screened front porch welcomes you and provides the perfect place for morning coffee or relaxing after a day on the lake. Step inside to a spacious living room with an open floor plan connecting the dining area and updated kitchen. Custom wood accents throughout add warmth and personality. The kitchen features butcher block countertops and comes fully equipped with range, refrigerator, dishwasher and updated range hood. The spacious primary bedroom includes a walk-in closet, while the updated primary bathroom features a new shower surround, vanity and additional improvements. Both guest bedrooms are nicely sized, and the guest bathroom has also been updated. Outside, this property offers even more character and functionality. A unique Florida limestone cabana with metal roof provides a great covered space for cookouts and gatherings with family and friends. An attached 10' x 23' workshop/storage room offers plenty of room for tools, hobbies, fishing equipment and recreational gear. A walkway leads to a custom-built wood chicken coop, adding to the property's country appeal. Located in the heart of the Ocala National Forest, outdoor recreation is everywhere. Enjoy the beautiful Salt Springs swimming area and boat launch, or take a short boat ride to Lake George and the St. Johns River. Miles of ATV/SxS, horseback riding and hiking trails await throughout the forest, along with excellent year-round fishing in nearby lakes, rivers and forest ponds. Hunting, kayaking, canoeing, camping and wildlife viewing are also just minutes away. Salt Springs offers convenient local shopping and services including a grocery store, Dollar General, hardware store, gas stations, restaurants and entertainment. Ocala and Palatka are approximately 30 minutes away for expanded shopping, dining, medical services and more. Whether you're searching for a full-time home, weekend getaway, winter retreat or investment property, this Kerr Shores property offers a great combination of lake access, country character and the outdoor lifestyle Salt Springs is known for. Bring your boat, fishing poles and outdoor toys and start enjoying the Salt Springs lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,144
Sqft
0.28 ac
Lot size
1986
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,165 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,165/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Fort Mc Coy actives
$118 vs $195
Days on market
40 vs 56 typical
Where $118/sqft sits among the 55 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 55
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 25101 NE 131ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$75,000
13030 NE 249 COURT · same community
3 bd · 1.5 ba · 1,152 sqft · $65/sqft · 27 DOM
Sold · Aug ’26$87,500
24971 NE 135TH STREET · same community
2 bd · 2 ba · 1,056 sqft · $83/sqft · 180 DOM
Sold · Apr ’26$131,000
13711 NE 247TH COURT · same community
3 bd · 2 ba · 1,296 sqft · $101/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25101 NE 131ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25101 NE 131ST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25101 NE 131ST PLACE FAQs
What would the monthly payment be for 25101 NE 131ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,165/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25101 NE 131ST PLACE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25101 NE 131ST PLACE?+
The most recent tax bill on record (2025) was $1,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25101 NE 131ST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $135,000, this home is listed about 16% below the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$135,000 runs 145% above the FORT MC COY 32134 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $150,000, now $135,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM731047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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