CENTURY 21 Edge
$112,0001 bd1 ba756 sqft$148 /sqft$1,195 /mo all-in ↓

647 MIDWAY DRIVE UNIT B, OCALA, FL, 34472

Active21 days on marketListed Aug 31, 2026MLS #OM731446

Priced 47% below the OCALA 34472 medianWaterfrontFully furnishedCondominiumLAKES VILLAGE WEST

About this home

647 MIDWAY DRIVE UNIT B

Immaculate Furnished 1/1 55+ Condo with Beautiful Lake Views Furnished | Upstairs | Remodeled | Lake Views | 55+ Community | Cash Purchase Welcome to easy, carefree Florida living! This beautifully updated and fully furnished upstairs 1-bedroom, 1-bathroom condo offers a relaxed, resort-style atmosphere with gorgeous views of Lake Sparkle. Step inside and you will immediately notice the stunning vinyl flooring throughout, oversized windows, and bright open floor plan. The peaceful lake views create a wonderful setting for enjoying your morning coffee or unwinding at the end of the day. The remodeled kitchen is bright, open, and designed for convenience, featuring 1-inch granite countertops, new cabinetry and hardware, soft closedrawers, pull-out cabinets for easy access, and a white subway-tile backsplash. Soft gray tile flooring adds a fresh, modern touch. The spacious primary bedroom offers custom closets and shelving, along with six-panel closet doors. Two additional custom-designed hallway closets provide even more storage perfect for keeping your Florida lifestyle organized and clutter-free. Step out onto the spacious, light-filled lanai with NEW lanai windows and enjoy the peaceful surroundings. A private alcove at the end of the lanai includes a custom-built desk and drawers, creating the perfect spot for a home office, crafts, reading, or simply enjoying the view. The entire condo has been freshly painted with low-VOC paint, creating a clean and comfortable environment. Enjoy the 55+ Florida Lifestyle HOA DUES PAID to end of 2026! Residents can take advantage of the community pool and clubhouse, plus access to the Silver Springs Community Center with a $5 laminate badge that provides complimentary membership. The community center offers an impressive variety of amenities, including: Three swimming pools Jacuzzi Pickleball courts Fitness center Lake Clubhouse and social activities And more Golf lovers will appreciate being just one mile from The Country Club at Silver Springs Shores. Parks, medical facilities, shopping, and restaurants are all conveniently nearby. You're also just 8 miles from Silver Springs State Park and approximately 19 miles from the World Equestrian Center, making this an ideal location for enjoying everything Central Florida has to offer. Cash purchase only. PERSONAL ITEMS are all removed.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

756

Sqft

0.01 ac

Lot size

1972

Year built

One

Levels

$148

Per sqft

WaterfrontFurnished55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$259/mo
Taxes (2025)$809/yr
PetsNo
CommunityLake · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,195 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$659
FHA mortgage insurance (est.)$50
Property tax — 2025 actual bill$67
Condo fee — from the listing$259
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,920Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,920
Interest rate6.00%
Loan term

Estimated payment

$1,195/mo

Principal & interest$659
FHA mortgage insurance (est.)$50
Property taxes (actual bill)$67
HOA / condo fee$259
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $112K
$104KedgeAI estimate $119,857 · range $108K$123K$128K

vs edgeAI estimate

−6.6%

$/sqft vs Ocala actives

$148 vs $180

Days on market

21 vs 53 typical

Where $148/sqft sits among the 400 Ocala actives

202 · this home
134
26
7
9
22
$126–180$180–233$233–286$286–340$340–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

ElementaryLegacy Elementary School★★★★★
HighLake Weir High School★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

224 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 31, 2026Listed at $112,000 · 21 days on market since
1972Built · LAKES VILLAGE WEST

Reality check

What actually sold near 647 MIDWAY DRIVE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

630 FAIRWAYS CIRCLE UNIT ASold · Mar ’26

$112,000

630 FAIRWAYS CIRCLE UNIT A

1 bd · 1 ba · 764 sqft · $147/sqft · 35 DOM

580 FAIRWAYS CIRCLE UNIT ASold · Jun ’26

$55,000

580 FAIRWAYS CIRCLE UNIT A

1 bd · 1 ba · 764 sqft · $72/sqft · 109 DOM

638 MIDWAY DRIVE UNIT ASold · Dec ’25

$114,000

638 MIDWAY DRIVE UNIT A

2 bd · 1 ba · 784 sqft · $145/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 647 MIDWAY DRIVE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 647 MIDWAY DRIVE UNIT B — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

647 MIDWAY DRIVE UNIT B FAQs

What would the monthly payment be for 647 MIDWAY DRIVE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,195/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 647 MIDWAY DRIVE UNIT B?+

The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 647 MIDWAY DRIVE UNIT B?+

The most recent tax bill on record (2025) was $809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 647 MIDWAY DRIVE UNIT B?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $112,000, this home is listed about 63% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 647 MIDWAY DRIVE UNIT B?+

Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY · Marie Evans. MLS #OM731446.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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