705 MURRAY LANE, LADY LAKE, FL, 32159
Active13 days on marketListed Oct 3, 2026MLS #OM733371
About this home
705 MURRAY LANE
WELCOME HOME TO OAK MEADOWS! NO HOA, NO AGE RESTRICTIONS & NO DEED RESTRICTIONS! Enjoy the freedom of homeownership in this welcoming home at 705 Murray Lane in Lady Lake, conveniently located just 1.1 miles from Spanish Springs Town Square in The Villages! Even better, this home is NOT in an age-restricted community, making it a wonderful option for families, professionals, and anyone looking to enjoy the Villages lifestyle without the age restrictions. You'll love the recent updates, including a new roof (2023), a new AC (compressor and handler) 2025, and brand-new landscaping that gives the home a fresh, inviting look. There is also a multi-zone irrigation system on the property to reduce your workload. The interior layout is pleasing too. A welcoming open floor plan allows for sharing time together while the split bedroom layout provides privacy at night. The kitchen has plenty of work space with beautiful granite countertops. The cabinets provide ample storage and the stainless appliances provide a pleasing look. Additionally, the back sunporch is another great place to relax, with its clear vinyl window coverings recently refreshed to make the space more enjoyable year-round. With these updates already taken care of, you can focus on making the home your own! Located in the desirable Oak Meadows neighborhood, this home is especially appealing to doctors, teachers, and other professionals who work in The Villages and would love to live nearby while raising a family. Shopping and everyday conveniences couldn't be easier, with Target literally right outside the neighborhood, along with restaurants and plenty of other nearby amenities. And for those who love The Villages lifestyle, you're just minutes from Spanish Springs, with convenient golf cart access to enjoy all the area has to offer. Whether you're a first-time buyer, a growing family, or simply looking for a comfortable home in a convenient location, this property offers a rare combination of freedom, convenience, and affordability. With NO HOA, NO age restrictions, and NO deed restrictions, you can truly enjoy your home your way! Come see all the possibilities and make this inviting home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.33 ac
Lot size
2
Garage
1993
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,321 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs Lady Lake actives
$208 vs $203
Days on market
13 vs 97 typical
Where $208/sqft sits among the 165 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $315K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
93 of 165
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 705 MURRAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
203 MODESTO ROAD
3 bd · 2 ba · 1,392 sqft · $233/sqft · 22 DOM
Sold · Oct ’26$308,000
1304 GUADALUPE COURT
3 bd · 2 ba · 1,392 sqft · $221/sqft · 31 DOM
Sold · Sep ’26$250,000
435 SANTA CLARA CIRCLE
3 bd · 2 ba · 1,392 sqft · $180/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 705 MURRAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 705 MURRAY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
705 MURRAY LANE FAQs
What would the monthly payment be for 705 MURRAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 705 MURRAY LANE?+
The most recent tax bill on record (2025) was $3,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 705 MURRAY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $290,000, this home is listed about 17% below the Lady Lake median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 705 MURRAY LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED RE BROKERS III · Stacey Raisch. MLS #OM733371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lady Lake homes, in your inbox
Like 705 MURRAY LANE but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →