CENTURY 21 Edge

3527 E GATOR CIRCLE, CAPE CORAL, FL, 33909

Active1629 days on marketListed Feb 16, 2022MLS #R4905685

Priced 36% below the CAPE CORAL 33909 medianReduced $10KCAPE CORAL

About this home

3527 E GATOR CIRCLE

BUY THIS FANTASTIC LOT IN BEAUTIFUL CAPE CORAL. BUILD YOUR DREAM HOUSE NOW OR WHENEVER YOU ARE READY. THE LOT IS CLEARED, NO NEED TO SPEND MONEY CLEARING IT. UNBEATABLE LOCATION 5 MINUTES FROM US 41, WHICH WILL CONNECT YOU TO FT. MYERS, FT. MYERS BEACH, SANIBEL ISLAND, CAPTIVA ISLAND AND OTHER BEACHES OF SOUTHWEST FLORIDA. THIS IS THE ONLY LOT LEFT, AS SURVEYS HAVE BEEN DONE TO BUILD HOMES ON THE REMAINING VACANT LOTS. COME, PURCHASE THIS LOT AND START BUILDING YOUR FUTURE IN BEAUTIFUL SOUTHWEST FLORIDA.

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2021)$466/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Street Lights · Utility Pole
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$265
FHA mortgage insurance (est.)$20
Property tax — 2021 actual bill$39
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate6.00%
Loan term

Estimated payment

$484/mo

Principal & interest$265
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$39
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gator Circle

Map of 3527 E GATOR CIRCLE inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Gator Circle — neighborhood snapshot

Population

5,296

Median age

39

Median income

$68,630

Median home value

$304,234

Avg household

4

Households w/ children

570

For the school run

Lee County School District

HighIsland Coast High School★★★★
ElementaryDr Carrie D Robinson Littleton Elementary School★★★★★
ElementaryDiplomat Elementary School★★★★
MiddleDiplomat Middle School★★★★★
ElementaryTropic Isles Elementary School★★★★★
HighNorth Fort Myers High School★★★★
ElementaryHancock Creek Elementary School★★★★
HighMariner High School★★★★
MiddleCaloosa Middle School★★★★
ElementaryCaloosa Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the CAPE CORAL 33909 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $45,000 $10K
Feb 16, 2022Listed at $54,999 · 1629 days on market since

Reality check

What actually sold near 3527 E GATOR CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

930 SW 34TH STREETSold · Dec ’25

$260,000

930 SW 34TH STREET · same community

3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM

1714 NE 40TH LANESold · Dec ’25

$254,000

1714 NE 40TH LANE · same community

3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM

4404 SW 7TH AVENUESold · Mar ’26

$298,000

4404 SW 7TH AVENUE · same community

3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3527 E GATOR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3527 E GATOR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3527 E GATOR CIRCLE FAQs

What would the monthly payment be for 3527 E GATOR CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3527 E GATOR CIRCLE?+

The most recent tax bill on record (2021) was $466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3527 E GATOR CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $45,000, this home is listed about 90% below the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3527 E GATOR CIRCLE?+

Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Mariner High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CAPE CORAL 33909 market on paper

$45,000 is 36% below the CAPE CORAL 33909 median of $70,500.

02Time on market is leverage

1629 days on market against a Cape Coral median of 39 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Island Coast High School, Dr Carrie D Robinson Littleton Elementary School, Diplomat Elementary School, Diplomat Middle School, Tropic Isles Elementary School, North Fort Myers High School, Hancock Creek Elementary School, Mariner High School, Caloosa Middle School, Caloosa Elementary School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $54,999, now $45,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of BENEDETTI ENTERPRISES, INC · Fabricio Benedetti. MLS #R4905685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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