CENTURY 21 Edge
$555,000$580,0004 bd2 ba1,893 sqft$293 /sqft≈$4,228 /mo all-in ↓

13178 88TH AVENUE N, SEMINOLE, FL, 33776

Active43 days on marketListed Aug 28, 2026MLS #S5156514

✦ Reduced $25KSingle Family ResidenceHOLIDAY HIGHLANDS

About this home

13178 88TH AVENUE N

Virtually Staged. Room for a Pool! Welcome to this spacious 4-bedroom, 2-bath Seminole home offering 1,893 sq ft of living space, and a 2-car garage. The primary suite is tucked away from the secondary bedrooms for added privacy, while the main living areas feature beautiful hardwood flooring. The kitchen has been recently renovated with updated cabinetry, countertops, and brand new appliances. Both bathrooms have been updated. Major improvements include a new A/C in 2023, water heater and water softener in 2025, updated plumbing to the county water connection in 2020, and a fully updated electrical panel completed last week. Enjoy screened front and back porches, with French doors opening wide to the rear porch and backyard. The garage offers access from the kitchen and primary bedroom, plus a separate side entrance. Move-in ready with flexible living spaces and inviting indoor- outdoor flow. Located in Flood Zone X and close to area schools, shopping, dining, parks, and Gulf beaches, this home offers space, thoughtful updates, and an excellent Seminole location.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,893

Sqft

0.19 ac

Lot size

2

Garage

1972

Year built

One

Levels

$293

Per sqft

Inside

FlooringCarpet · Vinyl · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorFrench Doors · Private Yard · Sidewalk

Community & fees

Taxes (2025)$6,662/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,228 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$555
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,425
Interest rate6.00%
Loan term

Estimated payment

$4,228/mo

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$555
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $555K
$454KedgeAI estimate $525,769 · range $473K–$545K$577K

vs edgeAI estimate

+5.6%

$/sqft vs Seminole actives

$293 vs $253

Days on market

43 vs 56 typical

Where $293/sqft sits among the 325 Seminole actives

63
56
46
54 · this home
61
45
$108–159$159–209$209–260$260–311$311–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday Highlands

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Holiday Highlands — neighborhood snapshot

Population

904

Median age

47

Median income

$113,550

Median home value

$426,200

Avg household

3

Households w/ children

103

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

173 of 325

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $555,000 ▼ $25K
Aug 28, 2026Listed at $580,000 · 43 days on market since
1972Built · HOLIDAY HIGHLANDS

Reality check

What actually sold near 13178 88TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7265 122ND WAYSold · Jun ’26

$625,000

7265 122ND WAY

3 bd · 2 ba · 1,884 sqft · $332/sqft · 61 DOM

7525 PESCADOR PLACESold · Oct ’25

$550,000

7525 PESCADOR PLACE

3 bd · 2 ba · 1,912 sqft · $288/sqft · 4 DOM

6710 121ST STREETSold · Sep ’26

$630,000

6710 121ST STREET

3 bd · 2 ba · 1,848 sqft · $341/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13178 88TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13178 88TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13178 88TH AVENUE N FAQs

What would the monthly payment be for 13178 88TH AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13178 88TH AVENUE N?+

The most recent tax bill on record (2025) was $6,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $555,000, this home is listed about 54% above the Seminole median of $360,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13178 88TH AVENUE N?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$555,000 runs 11% above the SEMINOLE 33776 median — but at 1,893 sqft it's also 47% larger than the typical Seminole listing.

02Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $580,000, now $555,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 WOLF'S CROSSING REALTY · Jenna Belscher. MLS #S5156514.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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