
7909 SEA PEARL CIRCLE, KISSIMMEE, FL, 34747
Active14 days on marketListed Sep 7, 2026MLS #S5156719
About this home
7909 SEA PEARL CIRCLE
Stunning Turn-Key 7-Bedroom, 6-Bathroom Pool & Spa Home Formosa Gardens Estates, Kissimmee, Florida An exceptional opportunity to purchase this glorious turn-key 7-bedroom, 6-bathroom pool and spa home, beautifully positioned on an elevated lot within the sought-after Formosa Gardens Estates. The property boasts extensive tropical landscaping, with magnificent palm trees around the perimeter giving the home its distinctive character. Tropical bushes, Birds of Paradise and bamboo create a wonderfully private and tranquil setting around the pool area. The impressive resort-style pool area is surrounded by travertine tile and offers everything needed for relaxing and entertaining in the Florida sunshine. The pool features a spa, water features and a separate paddling pool, together with comfortable sun loungers, a covered lanai and a separate sunbathing area. For outdoor entertaining, the property features a superb fully equipped outdoor kitchen, complete with a large grill and bar, plus a spacious and comfortable seating area with an outdoor TV. It is an ideal space for enjoying meals with family and friends or relaxing after a day out. Inside, the home offers an exceptionally well-equipped chef's kitchen, featuring stainless-steel appliances and granite countertops, along with a separate breakfast nook. The comfortable living room benefits from a large-screen TV, while a separate dining area provides additional space for family meals. There is also a large media room, professionally modified from the original garage space, offering an excellent additional area for entertainment. A dedicated inside utility room is equipped with two washers and two dryers, providing plenty of capacity for a property accommodating larger groups. Spacious Accommodation for Up to 18 Guests Four bedrooms are located on the first floor, with two featuring French doors opening directly onto the pool area. A separate pool shower room conveniently opens onto the pool deck. Both primary bedrooms have spacious bathrooms featuring garden tubs, separate shower stalls, granite countertops and wooden cabinetry. All four first-floor bedrooms feature king-size beds. Upstairs are three further bedrooms. One is a king-size en-suite bedroom, while the remaining two bedrooms each feature twin sets of bunk beds and share a shower room. All bedrooms throughout the property benefit from attractive shutter window treatments. The home comfortably sleeps up to 18, making it ideally suited to large families and groups of guests. Established Short-Term Rental Opportunity Currently operated as a successful short-term rental property, this home offers an excellent opportunity for a buyer seeking a ready-to-go holiday home and investment. The property is being sold turn-key, allowing the new owner to continue its use as a holiday rental with minimal disruption. Importantly, existing bookings will transfer with the sale. Combining generous accommodation, superb indoor and outdoor living spaces, an exceptional private pool and spa, extensive tropical landscaping and a highly desirable Formosa Gardens Estates location, this is a property that truly needs to be seen to be appreciated. A superb turn-key holiday home and established rental investment — an absolute must-see property.
Facts & features
The home at a glance
7
Bedrooms
5.5
Bathrooms
3,337
Sqft
0.37 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,403 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,403/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79.6%
$/sqft vs Kissimmee actives
$330 vs $209
Days on market
14 vs 55 typical
Where $330/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Formosa Gardens, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Formosa Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Formosa Gardens is a short-term-rental community. See the full guide →
Formosa Gardens — neighborhood snapshot
Population
162
Median age
31
Median income
$92,154
Median home value
$297,100
Avg household
4
Households w/ children
14%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
204 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 182% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 7909 SEA PEARL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$652,000
7939 SEA PEARL CIRCLE · same community
5 bd · 4 ba · 3,676 sqft · $177/sqft · 111 DOM
Sold · Mar ’26$1,725,000
2812 SLEEPING DRAGON LANE · same community
8 bd · 8 ba · 6,140 sqft · $281/sqft · 82 DOM
Sold · Jun ’26$510,000
8491 OASIS KEY COVE
7 bd · 4.5 ba · 2,934 sqft · $174/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7909 SEA PEARL CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7909 SEA PEARL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7909 SEA PEARL CIRCLE FAQs
What would the monthly payment be for 7909 SEA PEARL CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,403/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7909 SEA PEARL CIRCLE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7909 SEA PEARL CIRCLE?+
The most recent tax bill on record (2025) was $9,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7909 SEA PEARL CIRCLE be rented short-term?+
Yes — this home sits inside Formosa Gardens, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7909 SEA PEARL CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $1,100,000, this home is listed about 190% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7909 SEA PEARL CIRCLE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 182% above the KISSIMMEE 34747 median — but at 3,337 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Zoned for nightly rentals
Formosa Gardens is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN IDEAL HOMES, LLC · Sharon Cullingford. MLS #S5156719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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