CENTURY 21 Edge
✦ Short-Term Rental Eligible
$364,9004 bd3.5 ba1,782 sqft$205 /sqft≈$3,142 /mo all-in ↓

5148 ADELAIDE DRIVE, KISSIMMEE, FL, 34746

Active25 days on marketListed Sep 15, 2026MLS #S5157460

Fully furnishedTownhouseCOMPASS BAY UNIT 5

About this home

5148 ADELAIDE DRIVE

FULLY FURNISHED VACATION HOME MINUTES FROM CENTRAL FLORIDA’S TOP ATTRACTIONS! Location, flexibility, and investment potential come together in this beautifully FULLY FURNISHED 4-bedroom, 3.5-bathroom townhome located in the highly desirable Compass Bay community. Whether you're searching for a vacation rental, investment property, second home, snowbird retreat, or full-time residence, this property gives you the flexibility to make it your own. Short-term rentals are allowed, and with the home being sold fully furnished, it offers a convenient, turnkey opportunity for buyers looking to start enjoying—or renting—the property right away. The spacious floor plan includes 4 bedrooms, 3.5 bathrooms, and a 1-car garage, providing plenty of room for owners and guests. Enjoy low-maintenance Florida living with lawn care included in the HOA, plus resort-style community amenities featuring a heated swimming pool, tot lot, and pavilion. The location is one of this home's biggest advantages. You’ll be close to Walt Disney World, Celebration, Old Town, Premium Outlets, shopping, restaurants, entertainment, and everyday conveniences, with easy access to US-192, Osceola Parkway, Florida’s Turnpike, SR-417, and I-4. Outdoor enthusiasts can enjoy nearby Kissimmee Lakefront Park, offering walking areas, playgrounds, a splash pad, picnic areas, volleyball courts, fishing, a boat ramp, festivals, and community events. Big Toho Marina and the Kissimmee Civic Center are also just a short drive away. Live here. Vacation here. Rent it. Invest in it. The choice is yours. This fully furnished Compass Bay townhome offers the location, versatility, and Florida lifestyle buyers and investors are looking for. Schedule your private showing today and discover the possibilities!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,782

Sqft

0.05 ac

Lot size

1

Garage

2018

Year built

Two

Levels

$205

Per sqft

Furnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorBalcony · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$272/mo
Taxes (2025)$4,801/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityCommunity Mailbox · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Public · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,142 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$400
HOA fee — from the listing$272
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,772
Interest rate6.00%
Loan term

Estimated payment

$3,142/mo

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$400
HOA / condo fee$272
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$346KedgeAI estimate $375,419 · range $361K–$392K$407K

vs edgeAI estimate

−2.8%

$/sqft vs Kissimmee actives

$205 vs $204

Days on market

25 vs 89 typical

Where $205/sqft sits among the 400 Kissimmee actives

93
109 · this home
87
47
32
32
$151–178$178–205$205–232$232–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Compass Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCompass Bay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price6.9%
Homes for rent right now1,058

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Compass Bay

Drive times from this address

Walt Disney World≈ 10 min
Universal Orlando≈ 17 min
Downtown Orlando≈ 23 min
Orlando Int’l Airport (MCO)≈ 26 min
Downtown Tampa≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Compass Bay is a short-term-rental community. See the full guide →

Compass Bay — neighborhood snapshot

Population

474

Median age

34

Median income

$58,971

Median home value

$211,900

Avg household

3

Households w/ children

51%

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★★
HighCelebration High School★★★★★
ElementaryReedy Creek Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

213 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $364,900 · 25 days on market since
2018Built · COMPASS BAY UNIT 5

Reality check

What actually sold near 5148 ADELAIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5160 ADELAIDE DRIVESold · Nov ’25

$340,000

5160 ADELAIDE DRIVE · same community

4 bd · 3.5 ba · 1,782 sqft · $191/sqft · 35 DOM

5148 CROWN HAVEN DRIVESold · Jul ’26

$377,800

5148 CROWN HAVEN DRIVE · same community

4 bd · 3.5 ba · 1,649 sqft · $229/sqft · 44 DOM

5149 ADELAIDE DRIVESold · Sep ’26

$350,000

5149 ADELAIDE DRIVE · same community

4 bd · 3.5 ba · 1,637 sqft · $214/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5148 ADELAIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5148 ADELAIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5148 ADELAIDE DRIVE FAQs

What would the monthly payment be for 5148 ADELAIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,142/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5148 ADELAIDE DRIVE?+

The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5148 ADELAIDE DRIVE?+

The most recent tax bill on record (2025) was $4,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5148 ADELAIDE DRIVE be rented short-term?+

Yes — this home sits inside Compass Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5148 ADELAIDE DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $364,900, this home is listed about 3% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5148 ADELAIDE DRIVE?+

Kissimmee Middle School (middle), Celebration High School (high), Reedy Creek Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Norma Rodriguez, PA. MLS #S5157460.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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