2236 BETSY ROSS LANE UNIT 2236, ST CLOUD, FL, 34769
Active11 days on marketListed Sep 29, 2026MLS #S5158488
About this home
2236 BETSY ROSS LANE UNIT 2236
Short Sale. Check out this end unit condo. Open floor plan featuring 2 bedrooms, 2 baths. A spacious great room connects to the fully equipped kitchen. The kitchen offers a breakfast bar, large pantry, and plenty of counter space. The master bedroom features a huge walk-in closet, tray ceiling, and an en-suite bathroom with dual sinks. There is a second bedroom, ideal for guests or office space. You will have a comfortable laundry room and additional storage/linen closet in the hallway. A sliding door off the great room area opens to the comfortable balcony where you can relax and enjoy a drink or reading. Water filtration system and water softener included. Luxury vinyl and ceramic tile in wet areas for easy maintenance. One car garage with driveway for additional parking space. The community of Anthem Park offers plenty of amenities including: clubhouse, pool, tennis court, basketball court, parks, playground, and more. HOA covers exterior and grounds maintenance. The elementary school is just a short walk away. This excellent location will give you easy access to 192, FL Turnpike, shopping, and dining. See it today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,273
Sqft
0.07 ac
Lot size
1
Garage
2010
Year built
Two
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.4%
$/sqft vs St Cloud actives
$185 vs $211
Days on market
11 vs 65 typical
Where $185/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
227 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2236 BETSY ROSS LANE UNIT 2236
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$277,500
3421 VILLAGE GREEN COURT
2 bd · 2 ba · 1,257 sqft · $221/sqft · 133 DOM
Sold · Oct ’25$205,000
4703 LANCA LANE
2 bd · 2 ba · 1,296 sqft · $158/sqft · 36 DOM
Sold · Nov ’25$305,000
3370 CYPRESS POINT CIRCLE
3 bd · 2 ba · 1,200 sqft · $254/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2236 BETSY ROSS LANE UNIT 2236 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2236 BETSY ROSS LANE UNIT 2236 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2236 BETSY ROSS LANE UNIT 2236 FAQs
What would the monthly payment be for 2236 BETSY ROSS LANE UNIT 2236?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,795/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2236 BETSY ROSS LANE UNIT 2236?+
The most recent tax bill on record (2025) was $1,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2236 BETSY ROSS LANE UNIT 2236?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $235,000, this home is listed about 45% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2236 BETSY ROSS LANE UNIT 2236?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SOLOMON · Karen Pacheco Troche. MLS #S5158488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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