9430 PANAMA CIRCLE, PORT CHARLOTTE, FL, 33981
Active510 days on marketListed Mar 17, 2025MLS #TB8363033
About this home
9430 PANAMA CIRCLE
Priced to sell! Multi-family zoned lot in South Gulf Cove Community, which provides boat ramp, fishing, BBQ grills, picnic shelter and amenities. Electricity, Public water and Public sewer are available. No HOA, no wetland and no scrub jay restrictions. The neighboring lot (9438 Panama Cir) is also available and has the same listing price. Don’t miss out this unique chance to invest in two cash-flowing duplexes in a thriving community! Seller Financing is available (3-year mortgage with 5 interest rate). Seller has multiple lots in SW FL and the same seller financing is available for most of them.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9430 PANAMA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
9613 MIAMI CIRCLE · same community
3 bd · 2 ba · 1,665 sqft · $263/sqft · 5 DOM
Sold · Dec ’25$300,000
9333 HIALEAH TERRACE · same community
3 bd · 2 ba · 1,866 sqft · $161/sqft · 143 DOM
Sold · Feb ’26$700,000
9556 GALAXIE CIRCLE · same community
3 bd · 2 ba · 1,978 sqft · $354/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9430 PANAMA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9430 PANAMA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9430 PANAMA CIRCLE FAQs
What would the monthly payment be for 9430 PANAMA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9430 PANAMA CIRCLE?+
The most recent tax bill on record (2024) was $830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $38,900, this home is listed about 88% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9430 PANAMA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Feng Wu. MLS #TB8363033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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