2450 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL, 33540
Active317 days on marketListed Sep 22, 2025MLS #TB8429840
About this home
2450 SUNNY PEBBLE LOOP
Bring the whole family! Everyone will enjoy this move-in ready, spacious, immaculately kept, family-oriented home, nestled in the exclusive community of Cobblestone. This Smart Series home offers a wireless security panel that controls the wireless lights, garage door, thermostat, keyless entry door, video doorbell and security system. Additionally, this home boasts an Electric 50 amp car charger in the garage, blinds package throughout, comfort high toilet in all bathrooms, 8ft interior doors, and rain gutters. It gets better! Also included are dual primary suites, screened in balcony, garage floors sealed with epoxy, extended downstairs patio, and a backyard that faces the Green Space. Once inside, your family will be welcomed into a beautifully tiled foyer which will lead to a FLEX room (or formal dining room), gourmet chef kitchen that boasts ceramic tile flooring, rich cabinetry, large walk-in butler’s pantry, downstairs laundry room, stainless steel appliances (microwave, cooktop, and double ovens), and a nice-size kitchen island that's perfect for entertaining. During family time, your family will be delighted by the spacious family room that will make mornings/evenings enjoyable by opening up the Cafe’s French doors and stepping out to the extended lanai. Speaking of entertaining, BIG FAMILY TIME. Follow the stairs to the second floor where the family will be met by a HUGE 19X17 LOFT that can be used as a Game Room for entertainment or a gathering point for the family. Everyone will love spending time in the Media Room that is large enough to host “The Big Game Day,” family movie night, or play video games. It gets better! Upstairs also features a primary suite with an en-suite bathroom plus 3 more spacious bedrooms with walk-in closets. While upstairs, step out and enjoy the screened balcony just waiting for the family to spend a Florida sunny day sitting outside enjoying the view, listening to the peacefulness of the community, or simply having an al fresco dining. Oh yeah, did I mention the 10 year transferable structural warranty and community amenities include a play area with a tot lot, pool, and cabana and has a very low HOA!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,761
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,089 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,089/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.1%
$/sqft vs Zephyrhills actives
$166 vs $176
Days on market
317 vs 48 typical
Where $166/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
206 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 2450 SUNNY PEBBLE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$530,000
38198 SHALE STONE COURT · same community
5 bd · 4 ba · 3,531 sqft · $150/sqft · 50 DOM
Sold · Mar ’26$490,000
3027 AUTUMN ROCK DRIVE · same community
5 bd · 3 ba · 3,531 sqft · $139/sqft · 21 DOM
Sold · Jul ’26$575,000
10445 SE 42ND TERRACE · same community
4 bd · 2.5 ba · 2,831 sqft · $203/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2450 SUNNY PEBBLE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2450 SUNNY PEBBLE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2450 SUNNY PEBBLE LOOP FAQs
What would the monthly payment be for 2450 SUNNY PEBBLE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,089/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2450 SUNNY PEBBLE LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2450 SUNNY PEBBLE LOOP?+
The most recent tax bill on record (2024) was $3,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2450 SUNNY PEBBLE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $624,000, this home is listed about 95% above the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 2450 SUNNY PEBBLE LOOP?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$624,000 runs 86% above the ZEPHYRHILLS 33540 median — but at 3,761 sqft it's also nearly twice the size of the typical Zephyrhills listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
317 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $648,000, now $624,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAYSIDE REALTY GROUP INC · Michael Kinsey, Sr. MLS #TB8429840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 2450 SUNNY PEBBLE LOOP but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leliana to ping you on any price or status change →