2648 SUNNY PEBBLE LOOP, ZEPHYRHILLS, FL, 33540
Active3 days on marketListed Sep 17, 2026MLS #TB8549391
About this home
2648 SUNNY PEBBLE LOOP
WOW! This Completely Upgraded 5-Bedroom, 4-Bath Home Will Absolutely Blow Your Mind! From top to bottom, this home has been thoughtfully transformed with stunning upgrades throughout. Enjoy beautiful new flooring, upgraded cabinetry, a gorgeous kitchen sink, stylish fixtures, modern lighting, and beautiful decorative accent walls that create a fresh, sophisticated feel throughout the home. The show-stopping custom built-in wall with an electric fireplace creates the perfect focal point for relaxing or entertaining. And then there’s the beautiful custom wine room! Complete with an elegant glass door, this space adds an incredible touch of luxury and makes this home truly one of a kind. And here’s an incredible bonus—the home will be left completely furnished! Every room will remain furnished except the master bedroom, and the sale will also include all TVs and kitchen items, making this home truly move-in ready. Just bring your personal belongings and start enjoying your new home! With 5 bedrooms, 4 bathrooms, extensive upgrades, a custom wine room, beautiful furnishings, TVs, and kitchen essentials, this is so much more than a house—it’s a turnkey home designed to impress! Come see this incredible transformation for yourself—you won’t want to miss it!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,531
Sqft
0.26 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,857 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,857/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Zephyrhills actives
$195 vs $174
Days on market
3 vs 49 typical
Where $195/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
235 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 2648 SUNNY PEBBLE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$530,000
38198 SHALE STONE COURT · same community
5 bd · 4 ba · 3,531 sqft · $150/sqft · 50 DOM
Sold · Mar ’26$490,000
3027 AUTUMN ROCK DRIVE · same community
5 bd · 3 ba · 3,531 sqft · $139/sqft · 21 DOM
Sold · Aug ’26$550,000
38152 COBBLE CREEK BOULEVARD · same community
5 bd · 5 ba · 3,760 sqft · $146/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2648 SUNNY PEBBLE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2648 SUNNY PEBBLE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2648 SUNNY PEBBLE LOOP FAQs
What would the monthly payment be for 2648 SUNNY PEBBLE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,857/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2648 SUNNY PEBBLE LOOP?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2648 SUNNY PEBBLE LOOP?+
The most recent tax bill on record (2025) was $8,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2648 SUNNY PEBBLE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $690,000, this home is listed about 116% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 2648 SUNNY PEBBLE LOOP?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$690,000 runs 109% above the ZEPHYRHILLS 33540 median — but at 3,531 sqft it's also nearly twice the size of the typical Zephyrhills listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a Zephyrhills market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Kristie Scammell. MLS #TB8549391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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