1651 SAND KEY ESTATES COURT UNIT 28, CLEARWATER BEACH, FL, 33767
Active257 days on marketListed Jan 8, 2026MLS #TB8462341
About this home
1651 SAND KEY ESTATES COURT UNIT 28
Experience elevated waterfront living in this exquisitely updated Sand Key residence, complete with Boat Slip, offering seamless access to the Gulf. From the moment you step inside, the home is bathed in natural light, with expansive water views showcased from every room. The wraparound balcony sets the stage for breathtaking sunsets over the Gulf of Mexico, creating an unforgettable backdrop for both quiet mornings and elegant evenings. Inside, the thoughtfully updated interior blends timeless finishes with sophistication, featuring a refined kitchen and spa-inspired baths appointed with custom cabinetry, granite countertops, upgraded lighting, and quality flooring throughout. The primary suite offers a serene retreat with a generous walk-in closet and a spacious laundry room designed for convenience without compromise. Every detail has been curated to support a lifestyle that feels both effortless and indulgent. Situated within a private, gated waterfront community, residents enjoy resort-style amenities including a heated pool, tennis courts, barbecue areas, and private storage. With your boat just steps away, launch from your private slip and cruise directly through Clearwater Pass to the Gulf, where every day feels like a vacation. This is coastal luxury at its finest; turnkey, timeless, and truly exceptional.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,530
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,250 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,250/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.7%
$/sqft vs Clearwater Beach actives
$382 vs $565
Days on market
257 vs 69 typical
Where $382/sqft sits among the 249 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 249
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1651 SAND KEY ESTATES COURT UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$500,000
1651 SAND KEY ESTATES COURT UNIT 44 · same community
2 bd · 2 ba · 1,530 sqft · $327/sqft · 121 DOM
Sold · Sep ’26$630,000
1651 SAND KEY ESTATES COURT UNIT 78 · same community
2 bd · 2 ba · 1,530 sqft · $412/sqft · 51 DOM
Sold · Mar ’26$530,000
1651 SAND KEY ESTATES COURT UNIT 26 · same community
2 bd · 2 ba · 1,530 sqft · $346/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1651 SAND KEY ESTATES COURT UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1651 SAND KEY ESTATES COURT UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1651 SAND KEY ESTATES COURT UNIT 28 FAQs
What would the monthly payment be for 1651 SAND KEY ESTATES COURT UNIT 28?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,250/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1651 SAND KEY ESTATES COURT UNIT 28?+
The most recent tax bill on record (2025) was $8,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1651 SAND KEY ESTATES COURT UNIT 28?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $585,000, this home is listed about 27% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1651 SAND KEY ESTATES COURT UNIT 28?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
257 days on market against a Clearwater Beach median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $629,000, now $585,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8462341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater Beach homes, in your inbox
Like 1651 SAND KEY ESTATES COURT UNIT 28 but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →