4601 S GATOR LOOP, HOMOSASSA, FL, 34448
Active190 days on marketListed Jan 24, 2026MLS #TB8466415
About this home
4601 S GATOR LOOP
Welcome to this beautifully cared for 3-bedroom, 2-bath pool home that has NEVER FLOODED! This coastal retreat in Riverhaven Village showcases comfort, thoughtful updates, and a peaceful natural setting that come together effortlessly. The home sits high on a desirable corner lot and features a coastal blend of stone accents on the exterior, offering inviting curb appeal from the moment you arrive. Major improvements have already been completed, providing peace of mind with a newer roof and AC with encapsulated ducts (2020), along with a newer front door, interior and exterior paint, updated flooring, and a variety of updates throughout the home in recent years. Additional enhancements include an updated electrical panel and hot water heater (2025), a newer pool pump, and a brand-new pool screen (2024). Inside, the home feels warm and inviting with plantation shutters throughout, luxury wood look floors & a cozy wood-burning fireplace. The nice light & bright eat-in kitchen nook, bar counter, plus additional dining room, give plenty of space to enjoy a meal. Don't miss the indoor laundry room with lots of storage space, plus washer & dryer included for your convenience. The primary suite offers a large master bath and a generous walk-in closet, creating a relaxing & comfortable retreat. The super clean garage with painted floors, and full-home gutters further reflect the pride of ownership seen throughout. Best of all, this property has NEVER FLOODED! Step outside and unwind in the serene pool area, great for entertaining or quiet afternoons overlooking acres of state-owned conservation land that provide privacy and tranquil views. Residents may enjoy optional low-cost social club membership with access to a clubhouse, large heated pool, tennis and pickleball courts, dog park, playground, and a full calendar of social activities. Perfectly situated just minutes from the Homosassa River, the Gulf & beautiful manatee filled springs. Also just minutes away are waterfront restaurants, marinas, and boat ramps. This home places you at the heart of Florida’s laid-back coastal lifestyle—great for boating, kayaking, fishing, and scalloping. A rare blend of comfort, convenience, and natural beauty awaits.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,532
Sqft
0.3 ac
Lot size
2
Garage
1987
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$212 vs $174
Days on market
190 vs 41 typical
Where $212/sqft sits among the 217 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
106 of 217
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4601 S GATOR LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$350,000
11600 W WATERWAY DRIVE · same community
2 bd · 2 ba · 1,498 sqft · $234/sqft · 159 DOM
Sold · Aug ’25$250,000
4951 S DRIFTWOOD WAY · same community
3 bd · 2 ba · 1,498 sqft · $167/sqft · 68 DOM
Sold · Jun ’26$257,500
4800 S WOOD WAY · same community
3 bd · 2 ba · 1,584 sqft · $163/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4601 S GATOR LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4601 S GATOR LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4601 S GATOR LOOP FAQs
What would the monthly payment be for 4601 S GATOR LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,525/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4601 S GATOR LOOP?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4601 S GATOR LOOP?+
The most recent tax bill on record (2025) was $3,527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4601 S GATOR LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $324,900, this home is listed about 7% below the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4601 S GATOR LOOP?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$324,900 runs 38% above the HOMOSASSA 34448 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
190 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,000, now $324,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Wendy Hoffmann. MLS #TB8466415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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