11815 W WATERWAY DRIVE, HOMOSASSA, FL, 34448
Active16 days on marketListed Sep 4, 2026MLS #W7889134
About this home
11815 W WATERWAY DRIVE
This beautifully updated 3-bedroom, 2 bath home sits on a spacious 0.7-acre double lot and is truly move-in ready. Freshly painted inside and out, it features new interior doors, hardware, and thoughtful upgrades throughout. The fully remodeled kitchen shines with brand-new cabinets, countertops, refrigerator, dishwasher, microwave, and range. Bathrooms have been tastefully updated with new vanities and countertops. Major improvements include new plumbing, updated electrical outlets and switches, new ceiling fans in every room, and a new French door off the master suite. Step outside and enjoy your own private oasis with new landscaping and a large screened birdcage patio -- perfect for morning coffee, evening relaxation, or entertaining guests year-round. A washer and dryer on pedestals are also included, adding convenience to this already stunning home. Located in the heart of Homosassa, you'll enjoy the best of Florida's Nature Coast -- minutes from the Homosassa Springs Wildlife State Park, world-famous manatee tours, fishing, boating, and charming local restaurants. With its peaceful setting yet close proximity to shopping, dining, and outdoor adventures, this home offers the perfect balance of relaxation and convenience. If you're looking for comfort, style, and space, this is your dream home in Homosassa!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,012
Sqft
0.7 ac
Lot size
2
Garage
1982
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.2%
$/sqft vs Homosassa actives
$167 vs $178
Days on market
16 vs 61 typical
Where $167/sqft sits among the 219 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
119 of 219
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11815 W WATERWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$710,000
11440 W WATERWAY DRIVE · same community
3 bd · 2 ba · 1,998 sqft · $355/sqft · 9 DOM
Sold · Jun ’26$325,000
11755 W FISHERMAN LANE · same community
3 bd · 2 ba · 2,069 sqft · $157/sqft · 291 DOM
Sold · Jan ’26$295,000
4529 S SAWGRASS CIRCLE · same community
3 bd · 2 ba · 1,823 sqft · $162/sqft · 360 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 11815 W WATERWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11815 W WATERWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11815 W WATERWAY DRIVE FAQs
What would the monthly payment be for 11815 W WATERWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,403/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11815 W WATERWAY DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11815 W WATERWAY DRIVE?+
The most recent tax bill on record (2024) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11815 W WATERWAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $335,000, this home is listed about 2% below the Homosassa median of $340,275. The market section on this page shows how the area is trending.
Which schools are assigned to 11815 W WATERWAY DRIVE?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · Thomas Dishman. MLS #W7889134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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