CENTURY 21 Edge
$285,000$299,0003 bd3 ba1,334 sqft$214 /sqft$2,331 /mo all-in ↓

4025 SAIL DRIVE, NEW PORT RICHEY, FL, 34652

Active179 days on marketListed Feb 16, 2026MLS #TB8474132

Reduced $14KWaterfrontSingle Family ResidenceBEACON SQUARE

About this home

4025 SAIL DRIVE

Step into this beautifully remodeled waterfront home, where high-end style meets total peace of mind. Every inch of this residence has been thoughtfully updated, including a 2016 overhaul of the roof, HVAC, and energy-efficient windows, ensuring you can move in and start enjoying the view from day one. Inside, the home flows beautifully with rich hardwood floors, crisp crown molding, and timeless travertine finishes. The kitchen serves as the heart of the home, featuring custom soft-close cabinetry, sleek granite countertops, and premium stainless steel appliances. What truly sets this property apart is the incredible flexibility of the guest wing. Perfect as an in-law suite or a high-potential rental, this space features its own morning room, a travertine-finished en-suite bath, and a private entrance. Unlike a typical garage conversion, this is a true living suite that leaves your full garage intact, and it even offers the potential to be re-included for direct access through the main kitchen. With two separate washer and dryer hookups, the home is perfectly set up for multigenerational living or hosting guests without ever feeling crowded. The outdoor space is just as impressive. You can watch the sunset from the screened-in lanai, complete with a tranquil fountain, or enjoy the privacy of your fully fenced backyard. The home sits on a private retention pond, offering serene water views and a quiet atmosphere without the worry of external drainage connections. Location is everything here. You’re less than a mile from Highway 19 for an easy commute and just minutes from the vibrant dining and shopping in downtown New Port Richey and Tarpon Springs. Plus, for just a small fee, you can join the community association only one block away to access a pool, fitness center, and clubhouse. The membership even offers incredibly affordable boat and RV storage for around $300 a year, making this the perfect home base for the Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,334

Sqft

0.15 ac

Lot size

1

Garage

1971

Year built

One

Levels

$214

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringTravertine · Hardwood
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener · Ground Level
ExteriorAwning(s) · Hurricane Shutters · Irrigation System · Rain Gutters · Shade Shutter(s) · Sliding Doors · Sprinkler Metered · Storage

Community & fees

Taxes (2024)$4,402/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,331 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2024 actual bill$367
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,331/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$367
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BEACON SQUARE

$214 vs $194

Days on market

179 vs 53 typical

Where $214/sqft sits among the 60 homes for sale in BEACON SQUARE

10
11
16
10 · this home
7
6
$143–164$164–185$185–205$205–226$226–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4025 SAIL DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)47 min
Downtown Tampa50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$263K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

35 of 60

BEACON SQUARE have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $285,000 $14K
Feb 16, 2026Listed at $299,000 · 179 days on market since
1971Built · BEACON SQUARE

Reality check

What actually sold near 4025 SAIL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4124 CLAREMONT DRIVESold · Feb ’26

$135,000

4124 CLAREMONT DRIVE · same community

2 bd · 1.5 ba · 1,309 sqft · $103/sqft · 4 DOM

3307 BROOKFIELD DRIVESold · Dec ’25

$282,800

3307 BROOKFIELD DRIVE · same community

3 bd · 2 ba · 1,363 sqft · $207/sqft · 103 DOM

3432 DEVONSHIRE DRIVESold · Jan ’26

$250,000

3432 DEVONSHIRE DRIVE · same community

3 bd · 2 ba · 1,232 sqft · $203/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4025 SAIL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4025 SAIL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4025 SAIL DRIVE FAQs

What would the monthly payment be for 4025 SAIL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4025 SAIL DRIVE?+

The most recent tax bill on record (2024) was $4,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4025 SAIL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $285,000, this home is priced right at the New Port Richey median.

Which schools are assigned to 4025 SAIL DRIVE?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$285,000 runs 31% above the NEW PORT RICHEY 34652 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

179 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $299,000, now $285,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS BELLEAIR · Erica Etjeke. MLS #TB8474132.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4025 SAIL DRIVE, NEW PORT RICHEY, FL — 3 Bed, 3 Bath — $285,000 | CENTURY 21 Edge