
545 PINELLAS BAYWAY S UNIT 207, TIERRA VERDE, FL, 33715
Active219 days on marketListed Mar 7, 2026MLS #TB8483148
About this home
545 PINELLAS BAYWAY S UNIT 207
Virtually Staged. One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value. With generous living areas, three private screened outdoor spaces, a two-car tandem garage, extensive storage, newer PGT impact windows, and a community pool just steps from your back door, this home offers the comfort and versatility of a single-family residence with the convenience of townhome living. The ground level features an oversized two-car tandem-style garage with plenty of room for cars, bikes, beach gear, kayaks, and storage. From here, step directly onto your private screened patio, complete with stairs connecting to the balcony above. Just beyond the patio is the beautifully maintained community outdoor area featuring a sparkling pool, lounge seating, gathering tables, and an outdoor shower—creating an inviting setting to relax and enjoy the Florida sunshine. Upstairs, the main living level opens into a bright, spacious floor plan connecting the beautifully remodeled kitchen with the living and dining areas. Updated hurricane-rated windows throughout the home are complemented by electronic window coverings for added comfort and convenience. This level also features a versatile third bedroom or home office with access to its own private screened balcony. A full bathroom serves this room while also providing convenient access from the main living area, making the layout ideal for overnight guests, a home office, or additional living space. Updated flooring completes the main level. The third floor provides exceptional privacy with two spacious bedrooms positioned in a split layout, each featuring its own beautifully updated en-suite bathroom. The primary suite feels like a true retreat, offering direct access through sliding doors to another private screened balcony with remote-controlled shades. A hallway lined with dual walk-in closets leads to the renovated primary bath featuring dual sinks, a large soaking tub, and separate walk-in shower. Down the hall, multiple closets provide impressive additional storage along with conveniently located in-unit laundry and a utility closet. The generously sized guest suite easily accommodates a king-size bed, desk, and additional wardrobe or dresser while also offering two large built-in closets. Its private en-suite bathroom has been updated with a beautiful walk-in shower. Additional improvements include recently replaced interior plumbing, remodeled kitchen and upper-level bathrooms, updated flooring on both living levels, hurricane impact windows, and electronic window treatments. The building exterior is also scheduled to receive a fresh coat of paint, adding to the community's well-maintained appearance. Located on Tierra Verde along the Pinellas Bayway, this home puts some of the area's best recreation, dining, beaches, and destinations within easy reach. Spend the day exploring Fort De Soto Park and its beaches, trails, kayak launches, fishing areas, and waterfront scenery, or head toward the sugar-sand beaches of St. Pete Beach. The restaurants and local businesses of Tierra Verde are close to home, while quick access to the Pinellas Bayway and I-275 makes it easy to reach Downtown St. Petersburg, the Sunshine Skyway Bridge, Gulf beaches, marinas, boating, golf, shopping, entertainment, and Tampa Bay area airports.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,100
Sqft
0.03 ac
Lot size
2
Garage
1999
Year built
Three Or More
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,265 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,265/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.4%
$/sqft vs Tierra Verde actives
$233 vs $451
Days on market
219 vs 113 typical
Where $233/sqft sits among the 75 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $1.0M
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
39 of 75
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 PINELLAS BAYWAY S UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
545 PINELLAS BAYWAY S UNIT 301 · same community
3 bd · 3 ba · 2,100 sqft · $238/sqft · 42 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Apr ’26$565,000
630 PINTA DRIVE
3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 545 PINELLAS BAYWAY S UNIT 207 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 PINELLAS BAYWAY S UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
545 PINELLAS BAYWAY S UNIT 207 FAQs
What would the monthly payment be for 545 PINELLAS BAYWAY S UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,265/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 PINELLAS BAYWAY S UNIT 207?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 PINELLAS BAYWAY S UNIT 207?+
The most recent tax bill on record (2025) was $3,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 PINELLAS BAYWAY S UNIT 207?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $489,900, this home is listed about 47% below the Tierra Verde median of $919,500. The market section on this page shows how the area is trending.
Which schools are assigned to 545 PINELLAS BAYWAY S UNIT 207?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,900 runs 67% above the TIERRA VERDE 33715 median.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $495,000, now $489,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT SUNCOAST REALTY · Megan Beal LLC. MLS #TB8483148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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