545 PINELLAS BAYWAY S UNIT 302, ST PETERSBURG, FL, 33715
Active155 days on marketListed May 10, 2026MLS #TB8506496
About this home
545 PINELLAS BAYWAY S UNIT 302
Experience the relaxed Florida lifestyle at 545 Pinellas Bayway S, Unit 302, in the sought-after waterfront community of Tierra Verde, near St. Petersburg and the beautiful beaches of Pinellas County. This spacious, three-bedroom, multi-level residence offers the feel of a townhome with the convenience of condominium living. Designed for comfortable everyday living and entertaining, the multi-level floor plan offers flexibility for a home office, guest accommodations, or additional living space. Bright, inviting interiors and a functional layout create a welcoming setting for a full-time residence, seasonal retreat, or coastal getaway. Property Highlights Three-bedroom layout: Versatile space for everyday living, visiting guests, or working from home. Multi-level design: Distinct living areas provide flexibility, privacy, and a townhome-style feel. Desirable Tierra Verde location: Enjoy the coastal atmosphere of this Pinellas County community. Outdoor recreation nearby: Convenient access to Fort De Soto Park, cycling routes, boating opportunities, and local marinas. Dining and entertainment: Explore nearby restaurants, shopping, and the vibrant St. Petersburg lifestyle. Full-time or seasonal living: An opportunity for buyers seeking a coastal home base in the Tampa Bay area. Enjoy the Tierra Verde Lifestyle Located along Pinellas Bayway, this residence puts you in a position to enjoy the natural beauty and recreational opportunities that make Tierra Verde a sought-after destination. Spend your free time exploring Fort De Soto Park, enjoying the water, visiting nearby restaurants, or heading into St. Petersburg for shopping, arts, and entertainment. Whether you're searching for a three-bedroom home in Tierra Verde, a multi-level residence near St. Petersburg, or a coastal property in Pinellas County, 545 Pinellas Bayway S, Unit 302, is worth exploring. Ready to experience coastal living in Tierra Verde? Contact Amanda Adams to schedule a private showing and learn more about this property.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,100
Sqft
0.03 ac
Lot size
2
Garage
1999
Year built
Three Or More
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs St Petersburg actives
$235 vs $309
Days on market
155 vs 72 typical
Where $235/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
244 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 PINELLAS BAYWAY S UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
545 PINELLAS BAYWAY S UNIT 301 · same community
3 bd · 3 ba · 2,100 sqft · $238/sqft · 42 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Apr ’26$565,000
630 PINTA DRIVE
3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 545 PINELLAS BAYWAY S UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 PINELLAS BAYWAY S UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
545 PINELLAS BAYWAY S UNIT 302 FAQs
What would the monthly payment be for 545 PINELLAS BAYWAY S UNIT 302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,198/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 PINELLAS BAYWAY S UNIT 302?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 PINELLAS BAYWAY S UNIT 302?+
The most recent tax bill on record (2025) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 PINELLAS BAYWAY S UNIT 302?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $494,500, this home is listed about 18% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 545 PINELLAS BAYWAY S UNIT 302?+
Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$494,500 runs 68% above the ST PETERSBURG 33715 median — but at 2,100 sqft it's also 60% larger than the typical St Petersburg listing.
02Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
155 days on market against a St Petersburg median of 72 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $494,500 — a $56K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNBELT REAL ESTATE FLORIDA · Amanda Adams. MLS #TB8506496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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