435 STONE BRIAR DRIVE, RUSKIN, FL, 33570
Active136 days on marketListed Mar 20, 2026MLS #TB8488550
About this home
435 STONE BRIAR DRIVE
Great Opportunity, Spacious and immaculate 4 bedroom 2 1/2 bath home with dramatic entry foyer, This home features a large eatin kitchen with plenty of cabinets, breakfast area, and opens to the generous size Great room perfect for entertaining. Also on the first floor is a separate dining room as well as a Flex room, offering the opportunity for a den, living room or another bedroom.. The home sits on a generous size lot in the desirable and gated community of Mira Lago with resort amenities. The location is close to restaurants, shopping and Little Harbor Resort, as well as a waterfront county park with boat launch, beach area and picnic pavilions. This is a perfect opportunity to truly enjoy Florida living at its best.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,398
Sqft
0.11 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,947 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,947/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Ruskin actives
$139 vs $181
Days on market
136 vs 51 typical
Where $139/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
152 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 435 STONE BRIAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$368,500
319 19TH STREET NW · same community
4 bd · 3 ba · 2,472 sqft · $149/sqft · 39 DOM
Sold · Feb ’26$305,500
1706 BONITA BLUFF COURT · same community
4 bd · 2.5 ba · 2,486 sqft · $123/sqft · 95 DOM
Sold · Jun ’26$320,000
1740 BONITA BLUFF COURT · same community
4 bd · 2.5 ba · 2,159 sqft · $148/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 435 STONE BRIAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 STONE BRIAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
435 STONE BRIAR DRIVE FAQs
What would the monthly payment be for 435 STONE BRIAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,947/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 435 STONE BRIAR DRIVE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 435 STONE BRIAR DRIVE?+
The most recent tax bill on record (2025) was $7,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 435 STONE BRIAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $332,500, this home is listed about 5% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Ruskin market on paper
$332,500 is 5% below the Ruskin median of $349,850, and at $139/sqft it sits under the Ruskin average of $221.
02Time on market is leverage
136 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $359,900, now $332,500 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE ROBERTSON RLTY ESTATE GROU · Susan Robertson. MLS #TB8488550.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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