334 CROSSWINDS DRIVE, PALM HARBOR, FL, 34683
Active171 days on marketListed Apr 24, 2026MLS #TB8497379
About this home
334 CROSSWINDS DRIVE
Discover space, flexibility, and value in this move-in ready Palm Harbor home with no HOA and a BRAND NEW ROOF being installed for its next owner. Offering 3 bedrooms, 2 baths, a 2-car garage, and 1,656 heated square feet, this two-story home combines a versatile floor plan, fresh updates, generous outdoor living, and plenty of room to make it your own. Freshly painted throughout with new carpet in the bedrooms, it is ready for its next chapter. Enter the home and head upstairs to the main living level, where an open-concept kitchen and living area creates a comfortable space for everyday life and entertaining. The kitchen features granite countertops, a breakfast bar, and ample workspace, with an easy flow into the main living area. All three bedrooms are located on the second level, including the primary suite with a private en-suite bath. Downstairs, a spacious bonus room offers even more flexibility and opens directly to the covered patio and backyard. Whether you envision a home office, fitness room, playroom, media room, or additional gathering space, this layout can easily adapt to today's lifestyle. Outdoor living is another highlight of the home. Enjoy morning coffee or evening sunsets from the expansive second-story balcony, then head downstairs to the covered patio overlooking the spacious backyard. The fully fenced yard, complete with a new fence, offers privacy, room to play, and plenty of potential to create your ideal outdoor retreat. Located in the heart of Palm Harbor, the home puts some of the area's most loved destinations within easy reach. Downtown Palm Harbor is less than six miles away, while charming downtown Dunedin, Honeymoon Island, Wall Springs Park, local restaurants, shopping, and everyday conveniences are all just a short drive away. With a NEW ROOF, fresh interior updates, a flexible floor plan, abundant outdoor space, no HOA, and a convenient Palm Harbor location, this home offers an exceptional opportunity to settle in and make it your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,656
Sqft
0.17 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,926 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,926/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs BAYWOOD VILLAGE
$226 vs $386
Days on market
171 vs 69 typical
Where $226/sqft sits among the 7 homes for sale in BAYWOOD VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywood Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Baywood Village — neighborhood snapshot
Population
962
Median age
50
Median income
$78,162
Median home value
$451,100
Avg household
2
Households w/ children
38%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
3 of 7
BAYWOOD VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 334 CROSSWINDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
504 DRIFTWOOD DRIVE E · same community
3 bd · 2 ba · 1,637 sqft · $275/sqft · 0 DOM
Sold · Dec ’25$250,000
212 DRIFTWOOD PLACE · same community
3 bd · 2 ba · 1,708 sqft · $146/sqft · 201 DOM
Sold · Jun ’26$450,000
209 WESTWINDS DRIVE · same community
3 bd · 2 ba · 1,787 sqft · $252/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 334 CROSSWINDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 334 CROSSWINDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
334 CROSSWINDS DRIVE FAQs
What would the monthly payment be for 334 CROSSWINDS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 334 CROSSWINDS DRIVE?+
The most recent tax bill on record (2025) was $4,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 334 CROSSWINDS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $375,000, this home is listed about 1% below the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 334 CROSSWINDS DRIVE?+
Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$375,000 is 3% below the PALM HARBOR 34683 median of $387,000, and at $226/sqft it sits under the Palm Harbor average of $272.
02Time on market is leverage
171 days on market against a Palm Harbor median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $425,000, now $375,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Alee Douglass. MLS #TB8497379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 334 CROSSWINDS DRIVE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →