4233 OLD US HIGHWAY 41, RUSKIN, FL, 33570
Active159 days on marketListed Apr 16, 2026MLS #TB8498783
About this home
4233 OLD US HIGHWAY 41
Charming 1945 home filled with character and thoughtful updates- so much has already been done for you! Enjoy peace of mind with a 2025 metal roof, 2025 A/C unit, 2026 luxury plank flooring, and a 2022 water and reverse osmosis system. Step outside to your own above-ground pool, perfect for relaxing or entertaining. Conveniently located just a short distance to our beautiful beaches, and close to shopping and area schools. This won't last long-schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,000
Sqft
0.18 ac
Lot size
1945
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,969 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,969/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$260 vs $175
Days on market
159 vs 56 typical
Where $260/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
157 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 4233 OLD US HIGHWAY 41
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
4339 OLD US HIGHWAY 41 · same community
3 bd · 1 ba · 1,628 sqft · $92/sqft · 93 DOM
Sold · Jul ’26$150,000
2607 UNIVERSAL DRIVE
2 bd · 2 ba · 1,144 sqft · $131/sqft · 4 DOM
Sold · Jun ’26$180,000
2820 METRO DRIVE
3 bd · 2 ba · 1,211 sqft · $149/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4233 OLD US HIGHWAY 41 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4233 OLD US HIGHWAY 41 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4233 OLD US HIGHWAY 41 FAQs
What would the monthly payment be for 4233 OLD US HIGHWAY 41?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4233 OLD US HIGHWAY 41?+
The most recent tax bill on record (2025) was $1,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $260,000, this home is listed about 26% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4233 OLD US HIGHWAY 41?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RUSKIN 33570 market on paper
$260,000 is 22% below the RUSKIN 33570 median of $331,500.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
159 days on market against a Ruskin median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $300,000, now $260,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RAI REALTY SERVICES LLC · Rachel Roetter. MLS #TB8498783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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