20001 GULF BOULEVARD UNIT 405, INDIAN SHORES, FL, 33785
Active171 days on marketListed Apr 23, 2026MLS #TB8500587
About this home
20001 GULF BOULEVARD UNIT 405
Turnkey, waterfront and completed in 2022, this professionally designed three-bedroom, two-bath residence at The Anchorage offers wide Intracoastal views and Gulf beach access directly across the street. Located in an intimate gated community of only 21 residences, this exceptional Indian Shores condo combines newer construction, designer furnishings and effortless coastal living. The bright, open floor plan features coastal plank ceramic tile flooring, high ceilings and thoughtfully selected finishes throughout. The spacious living and dining areas open to an expansive 30-foot-wide waterfront balcony—an ideal setting for morning coffee, outdoor dining or relaxing while overlooking the Intracoastal. The beautifully appointed kitchen features stone countertops, GE Café stainless steel appliances, under-cabinet lighting, abundant workspace and plenty of room for entertaining. Faux wood beam accents, decorative wall treatments and designer lighting add warmth and character throughout the residence. The waterfront primary suite provides direct balcony access, wide water views and a spa-inspired bathroom with dual sinks, stone countertops and an oversized walk-in shower with frameless glass. The second bedroom enjoys a Gulf-facing view, while the third bedroom is ideal for guests, a home office or additional sleeping accommodations. The residence also includes an interior laundry area and extra storage. The Anchorage offers a secured lobby, high-speed elevator, heated pool and spa, grilling and lounge areas, fishing dock, tropical landscaping and gated entry. Two reserved parking spaces are included—one under the building and one conveniently located in front. With the Gulf beach only steps away and a 30-day minimum rental policy providing seasonal-use flexibility, this turnkey residence is perfectly suited as a primary home, vacation retreat or seasonal investment. Experience the rare combination of newer construction, Intracoastal waterfront living and convenient beach access in the heart of Indian Shores.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,455
Sqft
0 ac
Lot size
2022
Year built
One
Levels
$790
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,535 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,535/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+219.7%
$/sqft vs Indian Shores actives
$790 vs $644
Days on market
171 vs 124 typical
Where $790/sqft sits among the 61 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
34 of 61
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 20001 GULF BOULEVARD UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,225,000
20001 GULF BOULEVARD UNIT 301 · same community
3 bd · 2 ba · 1,555 sqft · $788/sqft · 50 DOM
Sold · Jan ’26$1,180,000
19418 GULF BOULEVARD UNIT 207
3 bd · 2 ba · 1,425 sqft · $828/sqft · 180 DOM
Sold · May ’26$1,060,000
19418 GULF BOULEVARD UNIT 204
3 bd · 2 ba · 1,425 sqft · $744/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20001 GULF BOULEVARD UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20001 GULF BOULEVARD UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20001 GULF BOULEVARD UNIT 405 FAQs
What would the monthly payment be for 20001 GULF BOULEVARD UNIT 405?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,535/mo — principal and interest, the actual property-tax bill, the $1,483/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20001 GULF BOULEVARD UNIT 405?+
The association fee works out to $1,483 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20001 GULF BOULEVARD UNIT 405?+
The most recent tax bill on record (2025) was $15,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20001 GULF BOULEVARD UNIT 405?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $1,150,000, this home is listed about 49% above the Indian Shores median of $772,450. The market section on this page shows how the area is trending.
Which schools are assigned to 20001 GULF BOULEVARD UNIT 405?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 44% above the INDIAN SHORES 33785 median.
02Know the monthly fee
The association fee is $1,483/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,200,000, now $1,150,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Bill Kulaga. MLS #TB8500587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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