CENTURY 21 Edge
$1,220,0003 bd2 ba1,560 sqft$782 /sqft$9,369 /mo all-in ↓

19519 GULF BOULEVARD UNIT 403, INDIAN SHORES, FL, 33785

Active2 days on marketListed Sep 2, 2026MLS #TB8544754

WaterfrontPrivate poolFully furnishedCondominiumDOLPHIN KEY CONDO

About this home

19519 GULF BOULEVARD UNIT 403

Come Live the Sweet Beach Life. BOAT SLIP AVAILABLE W/10,000 LB. BUILT IN BOAT LIFT W/CANOPY. Rarely does a property present this combination of waterfront living, beach access, luxury finishes, and turnkey convenience. Welcome to Dolphin Key, a newer-construction (2017) waterfront condominium perfectly positioned along the Intracoastal Waterway in highly sought-after beaches. This stunning 4th-floor residence offers more than 1,560 square feet of beautifully furnished living space, with 3 bedrooms, 2 bathrooms, and an extraordinary 300-square-foot covered balcony showcasing sweeping views of the Intracoastal Waterway. Watch dolphins play, boats cruise by, and enjoy spectacular Florida sunrises from your own private outdoor retreat. Offered fully furnished and turnkey, this residence is professionally decorated and thoughtfully appointed with all the comforts of home—making it an exceptional opportunity for a full-time Florida lifestyle, second home, or investment with 30-day minimum leasing. A warm entry welcomes you through a faux wood ceramic plank-tile foyer into the bright, open kitchen. The kitchen is beautifully finished with granite countertops, real-wood soft-close cabinetry, and a full suite of Café by GE appliances. The living room is where the waterfront truly takes center stage, with spectacular Intracoastal views, comfortable guest seating and direct access to the expansive covered balcony. The spacious waterfront primary suite also opens to the balcony and features dual walk-in closets and a generous ensuite bath with a large walk-in glass shower, granite counters, dual sinks w/upgraded fixtures and tile flooring. The additional bedrooms are spacious and inviting, with the third bedroom offering an ensuite bath that is also accessible from the foyer—ideal for guests and privacy. High-impact windows and sliding doors provide peace of mind while allowing natural light and beautiful views to fill the home. And the extras make this property even more special. This residence includes two assigned parking spaces—one secured garage space #30 beneath the building and one exterior space #45. Guest parking is also available. Dolphin Key amenities include a secured lobby, heated swimming pool and spa, gazebo, and waterfront dock with electric & water and with expansive Intracoastal views. Boat slips are privately owned, with a boat slip, 10,000 lb. lift & caanopy available for this property—a rare opportunity for those who want to embrace the boating lifestyle with direct access to the Gulf. Best of all, the Gulf of Mexico and beautiful beaches are just steps across the street. Pet lovers will appreciate Dolphin Key's pet-friendly policy, allowing two pets up to 50 pounds each, along with a gated, designated dog-friendly outdoor area on the south side of the building. With its coveted waterfront location, Gulf and Intracoastal views, expansive balcony, upscale finishes, turnkey furnishings, boat-slip opportunity, and easy beach access, this is more than a condo—it’s the Florida lifestyle you’ve been waiting for. Come Live the Sweet Life at Dolphin Key.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,560

Sqft

2.82 ac

Lot size

1

Garage

2017

Year built

Three Or More

Levels

$782

Per sqft

Private poolWaterfrontPool & Water viewFurnished

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionConcrete · Stucco
FoundationSlab
ViewPool · Water
FacesWest
ExteriorDog Run · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

HOA fee$925/mo
Taxes (2025)$14,922/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Community Mailbox · Deed Restrictions · Dog Park · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,369 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,583
PMI (est., until 20% equity)$458
Property tax — 2025 actual bill$1,243
Condo fee — from the listing$925
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,000
Interest rate6.00%
Loan term

Estimated payment

$9,369/mo

Principal & interest$6,583
PMI (est., until 20% equity)$458
Property taxes (actual bill)$1,243
HOA / condo fee$925
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Shores actives

$782 vs $634

Days on market

2 vs 100 typical

Where $782/sqft sits among the 63 Indian Shores actives

18
19
11 · this home
6
3
6
$390–533$533–675$675–818$818–960$960–1103$1103+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

37 of 63

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $1,220,000 · 2 days on market since
2017Built · DOLPHIN KEY CONDO

Reality check

What actually sold near 19519 GULF BOULEVARD UNIT 403

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19020 GULF BOULEVARD UNIT 8Sold · Jun ’26

$1,050,000

19020 GULF BOULEVARD UNIT 8

3 bd · 2 ba · 1,512 sqft · $694/sqft · 16 DOM

13772 80TH AVENUESold · May ’26

$435,000

13772 80TH AVENUE

3 bd · 2 ba · 1,475 sqft · $295/sqft · 85 DOM

566 182ND AVENUE ESold · Jul ’26

$515,000

566 182ND AVENUE E

4 bd · 2 ba · 1,649 sqft · $312/sqft · 195 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19519 GULF BOULEVARD UNIT 403 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19519 GULF BOULEVARD UNIT 403 — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19519 GULF BOULEVARD UNIT 403 FAQs

What would the monthly payment be for 19519 GULF BOULEVARD UNIT 403?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,369/mo — principal and interest, the actual property-tax bill, the $925/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19519 GULF BOULEVARD UNIT 403?+

The association fee works out to $925 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19519 GULF BOULEVARD UNIT 403?+

The most recent tax bill on record (2025) was $14,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19519 GULF BOULEVARD UNIT 403?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $1,220,000, this home is listed about 74% above the Indian Shores median of $699,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19519 GULF BOULEVARD UNIT 403?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,220,000 runs 63% above the INDIAN SHORES 33785 median — but at 1,560 sqft it's also 26% larger than the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $925/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 2 days on market in a Indian Shores market that averages 100 — if it fits, move quickly.

05Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Archie Campbell, III. MLS #TB8544754.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19519 GULF BOULEVARD UNIT 403, INDIAN SHORES, FL — 3 Bed, 2 Bath — $1,220,000 | CENTURY 21 Edge