CENTURY 21 Edge
$1,749,0002 bd2 ba2,265 sqft$772 /sqft$11,661 /mo all-in ↓

400 BEACH DRIVE NE UNIT 401, ST PETERSBURG, FL, 33701

Active83 days on marketListed May 25, 2026MLS #TB8507214

Private poolCondominium400 BEACH DRIVE CONDO

About this home

400 BEACH DRIVE NE UNIT 401

Trade view for value and enjoy the lowest entry point into ownership at the iconic 400 Beach; making luxury downtown living more attainable than ever before! Experience resort-style luxury living in the heart of downtown St. Petersburg in this truly one-of-a-kind residence at the iconic 400 Beach Drive. Perfectly positioned ON THE HIGHLY COVETED 4TH FLOOR RESORT AMENITY LEVEL, WITH INFRARED SAUNA, FITNESS CENTER, SOCIAL ROOM AND OPPOSITE SIDE FROM THE POOL, this exceptional 2-bedroom + custom den/office, 2-bath residence offering 2,265 heated square feet combines privacy, convenience, and an unparalleled lifestyle. THIS FLOOR PLAN IS THE ONLY ONE IN THE BLDG WITH A FRONT BALCONY SPANING THE ENTIRE FRONT OF THE BLDG. TWO separate covered balconies—a highly sought-after feature! Enjoy peaceful mornings with coffee on the NE-facing balcony overlooking the charming Old NE + Vinoy Hotel, unwind in the evenings on the shaded west-facing balcony. The gourmet kitchen is beautifully appointed with GE Monogram stainless steel appliances, wine refrigeration, pull-out organizers, and lovely views of the historic Vinoy Resort and Old Northeast neighborhood. Custom den/home OFFICE was thoughtfully DESIGNED BY RESPECTED ST. PETERSBURG WOODWORKER MICHAEL BRIGHT, creating a refined and functional workspace ideal for working from home, creative pursuits, or quiet retreat. Primary suite includes custom ELFA closet systems and a Toto washlet, adding thoughtful luxury touches throughout. Included: Two deeded secure interior garage parking spaces, a private EV charging station, and climate-controlled storage. Residents of 400 Beach enjoy 365/24/7 concierge service, a resort-style heated pool/spa, a state-of-the-art fitness center, infrared saunas, a social room w/ billiards, guest conveniences, an active, luxury-lifestyle community. DURING THE 2024 HURRICANES THAT IMPACTED TAMPA BAY, 400 BEACH PROVED TO BE A SECURE HAVEN FOR MANY RESIDENTS. Its solid construction, elevated design, and premier downtown location provided exceptional peace of mind during one of the region's most challenging storm seasons. For buyers considering Florida luxury living, the building's real-world performance during recent hurricanes offers an invaluable measure of resilience, security, and confidence. THE OUTDOOR 4TH FLOOR IS ENTERING PHASE II OF ITS BEAUTIFULLY PLANNED ENHANCEMENT-FULLY PAID FOR BY CURRENT OWNERS, allowing the next owner to simply move in and enjoy the transformation. Planned improvements include LUSH TROPICAL LANDSCAPING, ELEGANT SHADE STRUCTURES, SHADED POOLSIDE SEATING, NEW OUTDOOR FURNISHINGS, INVITING CONVERSATIONAL GATHERING SPACES, and COZY FIREPIT LOUNGE AREAS thoughtfully designed to maximize Florida’s spectacular outdoor lifestyle year-round. Located on Beach Drive NE, this premier address places you just steps from award-winning restaurants, sidewalk cafés, museums, theaters, waterfront parks, boutique shopping, the St. Pete Pier, Museum of Fine Arts, The Dalí Museum, and the vibrant energy of downtown St. Petersburg, while still enjoying the tranquility of the quieter north end of Beach Drive. A rare opportunity to own a one-level luxury residence with private elevator access, exceptional walkability, resort amenities, and a truly unmatched lifestyle in one of downtown St. Petersburg’s most iconic addresses.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,265

Sqft

2.16 ac

Lot size

2

Garage

2007

Year built

One

Levels

$772

Per sqft

Private poolCity & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Elevator · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock · Concrete
FoundationStilt/On Piling
ViewCity · Trees/Woods
FacesEast
ParkingAssigned · Covered · Electric Vehicle Charging Station(s) · Garage Door Opener · Ground Level · Under Building
ExteriorAwning(s) · Balcony · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$16,897/yr
PetsBreed Restrictions, Size Limit, Yes
CommunityWaterfront · Buyer Approval Required · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,661 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$1,408
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $174,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $174,900
Interest rate6.00%
Loan term

Estimated payment

$11,661/mo

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property taxes (actual bill)$1,408
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$772 vs $340

Days on market

83 vs 57 typical

Where $772/sqft sits among the 400 St Petersburg actives

139
133
59
28
10 · this home
31
$137–273$273–410$410–546$546–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 400 BEACH DRIVE NE UNIT 401 inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

May 25, 2026Listed at $1,749,000 · 83 days on market since
2007Built · 400 BEACH DRIVE CONDO

Reality check

What actually sold near 400 BEACH DRIVE NE UNIT 401

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 BEACH DRIVE NE UNIT 2301Sold · Jan ’26

$1,750,000

400 BEACH DRIVE NE UNIT 2301 · same community

2 bd · 2 ba · 2,203 sqft · $794/sqft · 156 DOM

400 BEACH DRIVE NE UNIT 804Sold · Mar ’26

$3,275,000

400 BEACH DRIVE NE UNIT 804 · same community

3 bd · 3.5 ba · 3,306 sqft · $991/sqft · 0 DOM

556 DR MARTIN LUTHER KING JR STREET SSold · Sep ’25

$750,000

556 DR MARTIN LUTHER KING JR STREET S

3 bd · 3.5 ba · 2,105 sqft · $356/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 400 BEACH DRIVE NE UNIT 401 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 BEACH DRIVE NE UNIT 401 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

400 BEACH DRIVE NE UNIT 401 FAQs

What would the monthly payment be for 400 BEACH DRIVE NE UNIT 401?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 BEACH DRIVE NE UNIT 401?+

The most recent tax bill on record (2025) was $16,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 BEACH DRIVE NE UNIT 401?+

The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,749,000, this home is listed about 302% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 BEACH DRIVE NE UNIT 401?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Diana Geegan, PA. MLS #TB8507214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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