CENTURY 21 Edge
$2,075,0002 bd2 ba2,203 sqft$942 /sqft≈$15,517 /mo all-in ↓

400 BEACH DRIVE NE UNIT 1101, ST PETERSBURG, FL, 33701

Active1 days on marketListed Oct 20, 2026MLS #TB8559460

Condominium400 BEACH DRIVE CONDO

About this home

400 BEACH DRIVE NE UNIT 1101

Welcome to 400 Beach Drive #1101, an exceptional 11th-floor sky residence offering the ultimate downtown St. Petersburg lifestyle alongside unmatched, panoramic views of Tampa Bay. From the moment you cross the threshold into the formal gallery entryway, your eyes are drawn to an expansive wall of floor-to-ceiling glass framing unobstructed water views and the historic Vinoy Hotel. The spacious 2,203-square-foot open layout feels exceptionally bright and welcoming, pairing tall ceilings with high-end finishes. The grand living room serves as the ideal hub for hosting family get-togethers or relaxing at the end of the day, beautifully accented by classic crown molding and energy-efficient LED lighting. Flowing right off the main living area, the beautiful kitchen is designed for everyday cooking and easy entertaining, complete with premium built-in appliances, durable solid-surface countertops, and smart cabinet storage to keep your counters entirely clutter-free. The private primary suite serves as your own peaceful retreat, beautifully positioned so you can wake up to stunning morning sunrises directly over the bay. The updated, spa-like bathroom offers a true resort experience at home, featuring a deep jetted soaking tub for unwinding, a seamless glass walk-in shower, and a double-sink vanity with plenty of storage. Across the layout, the second bedroom and a separate den—outfitted with custom built-in cabinets—provide excellent flexibility, making it easy to set up a quiet home office, a media room, or a private space for overnight guests. Beyond the private residence, 400 Beach Drive delivers a resort-caliber living experience. Residents enjoy exclusive access to a state-of-the-art health and fitness center, a sparkling heated pool, sauna, and a sprawling, sun-drenched amenity deck with putting green. Situated directly on the vibrant waterfront promenade, this premier location places world-class dining, fine art galleries, luxury boutiques, and scenic waterfront parks directly at your doorstep. Experience the pinnacle of downtown luxury in a residence that feels less like a condominium and more like a private sky estate.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,203

Sqft

2.16 ac

Lot size

2007

Year built

One

Levels

$942

Per sqft

Park/Greenbelt & Water viewNegotiablePets allowed

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
ViewPark/Greenbelt · Water
FacesNortheast
ParkingAssigned · Covered
ExteriorBalcony

Community & fees

Taxes (2025)$18,253/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,517 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$13,058
PMI (est., until 20% equity)$778
Property tax — 2025 actual bill$1,521
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $207,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $207,500
Interest rate7.50%
Loan term

Estimated payment

$15,517/mo

Principal & interest$13,058
PMI (est., until 20% equity)$778
Property taxes (actual bill)$1,521
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.1M
$1.7MedgeAI estimate $1,912,436 · range $1.7M–$2.1M$2.2M

vs edgeAI estimate

+8.5%

$/sqft vs St Petersburg actives

$942 vs $324

Days on market

1 vs 66 typical

Where $942/sqft sits among the 400 St Petersburg actives

149
143
40
27
10
31 · this home
$129–280$280–431$431–582$582–734$734–885$885+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

232 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 161% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 20, 2026Listed at $2,075,000 · 1 days on market since
2007Built · 400 BEACH DRIVE CONDO

Reality check

What actually sold near 400 BEACH DRIVE NE UNIT 1101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 BEACH DRIVE NE UNIT 2301Sold · Jan ’26

$1,750,000

400 BEACH DRIVE NE UNIT 2301 · same community

2 bd · 2 ba · 2,203 sqft · $794/sqft · 156 DOM

400 BEACH DRIVE NE UNIT 804Sold · Mar ’26

$3,275,000

400 BEACH DRIVE NE UNIT 804 · same community

3 bd · 3.5 ba · 3,306 sqft · $991/sqft · 0 DOM

325 5TH AVENUE S UNIT 6Sold · Mar ’26

$835,000

325 5TH AVENUE S UNIT 6

3 bd · 3.5 ba · 1,998 sqft · $418/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 400 BEACH DRIVE NE UNIT 1101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 BEACH DRIVE NE UNIT 1101 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

400 BEACH DRIVE NE UNIT 1101 FAQs

What would the monthly payment be for 400 BEACH DRIVE NE UNIT 1101?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $15,517/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 BEACH DRIVE NE UNIT 1101?+

The most recent tax bill on record (2025) was $18,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 BEACH DRIVE NE UNIT 1101?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $2,075,000, this home is listed about 389% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 BEACH DRIVE NE UNIT 1101?+

John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,075,000 runs 161% above the ST PETERSBURG 33701 median — but at 2,203 sqft it's also 67% larger than the typical St Petersburg listing.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a St Petersburg market that averages 66 — if it fits, move quickly.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Alan May. MLS #TB8559460.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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