CENTURY 21 Edge
$159,900$169,900≈$1,240 /mo all-in ↓

12073 W GULF BREEZE COURT, CRYSTAL RIVER, FL, 34429

Active123 days on marketListed Jun 11, 2026MLS #TB8515097

✦ Priced 35% below the CRYSTAL RIVER 34429 median✦ Reduced $10KWaterfrontWOODS N WATERS UNREC SUB

About this home

12073 W GULF BREEZE COURT

Perfectly positioned along Florida’s scenic west coast, this canal-front lot offers the ideal opportunity to build your dream waterfront retreat with direct Gulf access. Enjoy breathtaking sunsets, peaceful water views, and endless outdoor adventures right from your backyard. Known for excellent flats fishing, kayaking, paddleboarding, boating, scalloping, and nearby natural springs, this location captures the best of Florida’s Nature Coast lifestyle. Watch dolphins and manatees glide through the surrounding estuary while enjoying the quiet beauty of the area. Located minutes from Crystal River, Fort Island Beach, public boat launches, and charming Old Homosassa with its waterfront restaurants, marinas, live entertainment, and local art scene. Build-ready waterfront property at this value is becoming increasingly rare. Drive by today and experience the peaceful surroundings, Gulf breeze, and endless possibilities waiting for you.

Facts & features

The home at a glance

0.16 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$813/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,240 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,240/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal River

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

ElementaryCrystal River Primary School★★★★★
MiddleCrystal River Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer — 8.6 months of inventoryBuyer’s market

$315K → $275K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $159,900 ▼ $10K
Jun 11, 2026Listed at $169,900 · 123 days on market since

Reality check

What actually sold near 12073 W GULF BREEZE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12108 W GULF BREEZE COURTSold · Jul ’26

$325,000

12108 W GULF BREEZE COURT · same community

2 bd · 1.5 ba · 1,272 sqft · $256/sqft · 126 DOM

2653 N Seabreeze POINTSold · Sep ’26

$200,000

2653 N Seabreeze POINT

1 bd · 1.5 ba · 650 sqft · $308/sqft · 1 DOM

2695 N Seabreeze POINTSold · Aug ’26

$220,000

2695 N Seabreeze POINT

1 bd · 1.5 ba · 650 sqft · $338/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12073 W GULF BREEZE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12073 W GULF BREEZE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12073 W GULF BREEZE COURT FAQs

What would the monthly payment be for 12073 W GULF BREEZE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12073 W GULF BREEZE COURT?+

The most recent tax bill on record (2025) was $813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $159,900, this home is listed about 51% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12073 W GULF BREEZE COURT?+

Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CRYSTAL RIVER 34429 market on paper

$159,900 is 35% below the CRYSTAL RIVER 34429 median of $244,500.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $169,900, now $159,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jasmin Gonzalez. MLS #TB8515097.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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