381 WESTWINDS DRIVE, PALM HARBOR, FL, 34683
Active128 days on marketListed Jun 12, 2026MLS #TB8516559
About this home
381 WESTWINDS DRIVE
CLICK THE VIRTUAL TOUR LINK for a complete look at this fully renovated Baywood Village home! Offering 2 bedrooms, 2 bathrooms, and 1,396 square feet, this move-in-ready Palm Harbor residence combines modern finishes, major system updates, and a golf-cart-friendly coastal lifestyle. The redesigned kitchen features custom soft-close cabinetry, quartz countertops, LG stainless-steel appliances, a Bosch Home Connect dishwasher, black hardware, and an open layout connecting the kitchen, dining, and living spaces. The spacious primary suite offers a renovated en-suite bathroom with a custom-tiled shower, designer vanity, and walk-in closet. A generously sized guest bedroom and beautifully updated second bathroom provide comfortable accommodations for family and visitors. Additional interior improvements include updated flooring, fresh paint, upgraded molding, new doors, and abundant storage. The Florida room adds flexible year-round living space and blends classic Florida character with modern style. Major updates include a 2022 main roof, a 2020 flat roof, a 2024 Trane HVAC system, a 2024 water heater, a hurricane-rated garage door, gutters, front-yard irrigation, smart security cameras and lighting, fresh exterior paint, new sod, and refreshed landscaping. The large backyard offers peaceful wildlife views with room for entertaining, gardening, or creating your own outdoor retreat. With no leasing restrictions, the property offers flexibility as a primary residence, seasonal home, or investment opportunity. Baywood Village is known for its golf-cart-friendly atmosphere and active community lifestyle, including neighborhood events, parades, and recreational activities. Enjoy convenient access to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, Innisbrook Golf Resort, shopping, dining, and both Tampa Bay–area airports. Fully renovated, extensively updated, and ready for immediate enjoyment—schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,396
Sqft
0.18 ac
Lot size
1
Garage
1970
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,427 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,427/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs Palm Harbor actives
$322 vs $265
Days on market
128 vs 68 typical
Where $322/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywood Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Baywood Village — neighborhood snapshot
Population
962
Median age
50
Median income
$78,162
Median home value
$451,100
Avg household
2
Households w/ children
38%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 381 WESTWINDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$305,000
369 WESTWINDS DRIVE · same community
3 bd · 2 ba · 1,414 sqft · $216/sqft · 52 DOM
Sold · Sep ’26$545,000
103 CARLYLE DRIVE
3 bd · 2 ba · 1,517 sqft · $359/sqft · 60 DOM
Sold · Feb ’26$340,000
36750 US HIGHWAY 19 N UNIT 04208
2 bd · 2 ba · 1,210 sqft · $281/sqft · 344 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 381 WESTWINDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 381 WESTWINDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
381 WESTWINDS DRIVE FAQs
What would the monthly payment be for 381 WESTWINDS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,427/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 381 WESTWINDS DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 381 WESTWINDS DRIVE?+
The most recent tax bill on record (2025) was $4,980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 381 WESTWINDS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $449,900, this home is listed about 16% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 381 WESTWINDS DRIVE?+
Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 14% above the PALM HARBOR 34683 median.
02Strong assigned schools
Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $479,900, now $449,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Rose Winters PLLC. MLS #TB8516559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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