3505 TARPON WOODS BOULEVARD UNIT G405, PALM HARBOR, FL, 34685
Active122 days on marketListed Jun 18, 2026MLS #TB8517595
About this home
3505 TARPON WOODS BOULEVARD UNIT G405
FIRST-FLOOR, MOVE-IN-READY CONDO WITH MORE THAN $65,000 IN IMPROVEMENTS. Enjoy comfortable, single-level living in this beautifully updated 2-bedroom, 2-bath Palm Harbor condo with 1,224 square feet, covered parking and a screened lanai overlooking a peaceful green setting. The remodeled kitchen is the heart of the home, featuring white cabinetry, granite countertops, stainless steel appliances, a Bosch dishwasher, wine and beverage refrigerator, reverse-osmosis system and a breakfast bar that opens to the living and dining areas. High ceilings, recessed lighting, crown molding, updated trim and new Pergo flooring create a bright, open and welcoming interior. The split-bedroom layout provides privacy for owners and guests. The primary suite features engineered hardwood flooring, an organized closet system and a remodeled en-suite bath with dual sinks, updated cabinetry and a custom shower. The second bedroom offers excellent flexibility as a guest room, home office or seasonal retreat, and the second full bath has also been attractively updated. Additional improvements include fresh interior paint, updated lighting, Hunter ceiling fans, new kitchen tile and a new water heater installed in 2026. The seller has also paid the special assessment for the community roof project. The $675 monthly condo fee includes cable TV, internet, water, sewer, trash, pest control, exterior maintenance and access to the community pool. Located in Flood Zone X near John Chesnut Sr. Park, Lake Tarpon, Tarpon Woods Golf Club, the YMCA, shopping, dining, downtown Palm Harbor and Dunedin. An exceptional opportunity for updated, low-maintenance Florida living without the inconvenience of stairs.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,224
Sqft
4.66 ac
Lot size
1982
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.8%
$/sqft vs Palm Harbor actives
$200 vs $265
Days on market
122 vs 68 typical
Where $200/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Tarpon Woods — neighborhood snapshot
Population
2,471
Median age
48
Median income
$78,417
Median home value
$451,267
Avg household
2
Households w/ children
293
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 TARPON WOODS BOULEVARD UNIT G405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$168,000
3505 TARPON WOODS BOULEVARD UNIT H410 · same community
2 bd · 2 ba · 1,224 sqft · $137/sqft · 154 DOM
Sold · Jul ’26$181,500
3505 TARPON WOODS BOULEVARD UNIT P403 · same community
2 bd · 2 ba · 1,371 sqft · $132/sqft · 57 DOM
Sold · May ’26$320,000
2113 CROWSNEST DRIVE
2 bd · 2 ba · 1,225 sqft · $261/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 TARPON WOODS BOULEVARD UNIT G405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 TARPON WOODS BOULEVARD UNIT G405 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 TARPON WOODS BOULEVARD UNIT G405 FAQs
What would the monthly payment be for 3505 TARPON WOODS BOULEVARD UNIT G405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3505 TARPON WOODS BOULEVARD UNIT G405?+
The most recent tax bill on record (2025) was $1,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3505 TARPON WOODS BOULEVARD UNIT G405?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $244,900, this home is listed about 37% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3505 TARPON WOODS BOULEVARD UNIT G405?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Christopher Negvesky. MLS #TB8517595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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