CENTURY 21 Edge
$594,9993 bd3 ba2,588 sqft$230 /sqft≈$4,257 /mo all-in ↓

3908 GAVIOTA DRIVE, SUN CITY CENTER, FL, 33573

Active75 days on marketListed Jul 29, 2026MLS #TB8533729

Single Family ResidenceLA PALOMA VILLAGE PH 3B UN 2

About this home

3908 GAVIOTA DRIVE

Virtually Staged. Nestled within the golf course community of La Paloma Village, this beautifully maintained 2022 home offers the kind of privacy and peaceful setting that’s becoming harder to find. With no rear neighbors and tranquil views of the wooded golf course buffer, it’s the perfect place to enjoy quiet mornings on the lanai, evenings with friends, or simply slowing down after a busy day. Inside, the wide-open floor plan was designed for the way people actually live. The spacious great room flows seamlessly into a chef-inspired kitchen featuring natural gas cooking, granite countertops, stainless steel appliances, and an oversized island that naturally becomes the gathering place for family and guests. The thoughtfully designed split floor plan offers privacy for everyone. One of the spacious secondary bedrooms features its own private ensuite bath, creating an ideal retreat for visiting family, long-term guests, or multigenerational living. The third bedroom is generously sized and sits adjacent to a full bath, while a dedicated office or flex room near the front of the home provides the perfect space for working from home, reading, or pursuing your favorite hobbies. The private owner’s suite overlooks the peaceful backyard and features a spacious walk-in closet along with a spa-inspired bath complete with dual vanities, a soaking tub, and a large walk-in shower. Built for both comfort and peace of mind, this home features concrete block construction, impact-rated windows, natural gas service, a tankless water heater, beautiful wood flooring, 8-foot interior doors, and an oversized three-car garage with plenty of room for vehicles, a golf cart, workshop space, or additional storage. The oversized homesite offers plenty of room to create the backyard retreat you’ve always imagined, whether that’s a custom pool, outdoor kitchen, fire pit, or all three. La Paloma Village is one of Sun City Center’s hidden gems. This intimate, golf cart-friendly neighborhood offers low HOA fees, no CDD, and the kind of community where neighbors know each other, wave as they pass, and genuinely look out for one another. Conveniently located between Tampa, St. Petersburg, Sarasota, and Florida’s Gulf Coast beaches, you’ll enjoy easy access to shopping, dining, healthcare, and entertainment while still feeling tucked away from the hustle and bustle. If you’ve been searching for a newer home that offers modern construction, exceptional privacy, natural gas, impact-rated windows, and a peaceful neighborhood where you’ll truly feel at home, this one deserves a place at the top of your list.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,588

Sqft

0.24 ac

Lot size

3

Garage

2022

Year built

One

Levels

$230

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Range · Range Hood · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$44/mo
Taxes (2024)$7,435/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Golf · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,257 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2024 actual bill$620
HOA fee — from the listing$44
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,257/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$620
HOA / condo fee$44
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$383KedgeAI estimate $411,574 · range $399K–$424K$619K

vs edgeAI estimate

+44.6%

$/sqft vs Sun City Center actives

$230 vs $156

Days on market

75 vs 67 typical

Where $230/sqft sits among the 311 Sun City Center actives

51
45
88
57
39
31 · this home
$98–120$120–142$142–164$164–186$186–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Drive times from this address

Downtown Tampa≈ 34 min
Tampa Int’l Airport (TPA)≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

SUN CITY CENTER 33573 — neighborhood snapshot

Population

30,820

Median age

68.5

Median income

$68,431

Median home value

$270,600

Avg household

1.98

Households w/ children

1,606

For the school run

Hillsborough County School District

ElementaryCypress Creek Elementary School★★★★★
MiddleShields Middle School★★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$255K → $250K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

180 of 311

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $594,999 · 75 days on market since
2022Built · LA PALOMA VILLAGE PH 3B UN 2

Reality check

What actually sold near 3908 GAVIOTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3505 GAVIOTA DRIVESold · May ’26

$675,000

3505 GAVIOTA DRIVE · same community

5 bd · 3 ba · 3,100 sqft · $218/sqft · 172 DOM

814 TIRANO WAYSold · Sep ’26

$684,900

814 TIRANO WAY · same community

4 bd · 4 ba · 3,138 sqft · $218/sqft · 8 DOM

1819 NEW BEDFORD DRIVESold · Aug ’26

$350,000

1819 NEW BEDFORD DRIVE

3 bd · 2 ba · 2,555 sqft · $137/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3908 GAVIOTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3908 GAVIOTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3908 GAVIOTA DRIVE FAQs

What would the monthly payment be for 3908 GAVIOTA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,257/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3908 GAVIOTA DRIVE?+

The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3908 GAVIOTA DRIVE?+

The most recent tax bill on record (2024) was $7,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3908 GAVIOTA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $594,999, this home is listed about 133% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3908 GAVIOTA DRIVE?+

Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Tim Terpening. MLS #TB8533729.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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