
635 ROYAL EMPRESS DRIVE, RUSKIN, FL, 33570
Active0 days on marketListed Aug 5, 2026MLS #TB8533829
About this home
635 ROYAL EMPRESS DRIVE
Located in the newer Glencove at Bay Park community in Ruskin, this spacious 3-bedroom, 2.5-bathroom townhome is a rare end-unit find. Offering just over 2,100 square feet, it is the largest townhome floor plan in the community and rarely becomes available. The main floor features a bright, open-concept living and dining area with plenty of room for everyday living and entertaining. The spacious kitchen includes granite countertops, light cabinetry, stainless steel appliances, an oversized island, and space for additional seating. A conveniently located half bathroom completes the first floor. As an end unit, the home offers added privacy and additional natural light. Out back, a covered lanai provides a comfortable place to relax and enjoy the tree-lined view. The lanai also includes a convenient storage closet for outdoor items and additional belongings. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a large walk-in closet and private ensuite bathroom featuring double sinks, a separate shower stall, and a garden tub. The additional bedrooms offer flexibility for family members, guests, a home office, or a playroom. Extra community parking spaces are conveniently located nearby. Glencove at Bay Park offers no CDD fees and features a community pool overlooking the large pond, along with a scenic walking path that wraps around the water and provides a pleasant setting for enjoying the outdoors. Ruskin is conveniently located near I-75 and US-41, offering an easy commute to MacDill Air Force Base, Tampa, St. Petersburg, Bradenton, and Sarasota. Restaurants, shopping, and everyday conveniences are easily accessible, and the beautiful Gulf beaches are only a short drive away. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing today before this rare end-unit opportunity is gone.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,119
Sqft
0.05 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 635 ROYAL EMPRESS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 635 ROYAL EMPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
635 ROYAL EMPRESS DRIVE FAQs
What would the monthly payment be for 635 ROYAL EMPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,587/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 635 ROYAL EMPRESS DRIVE?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 635 ROYAL EMPRESS DRIVE?+
The most recent tax bill on record (2025) was $4,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 635 ROYAL EMPRESS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $289,900, this home is listed about 17% below the Ruskin median of $349,800. The market section on this page shows how the area is trending.
Which schools are assigned to 635 ROYAL EMPRESS DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Rose Alexander. MLS #TB8533829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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