CENTURY 21 Edge
$1,800,0004 bd3 ba2,871 sqft$627 /sqft≈$11,028 /mo all-in ↓

4280 13TH LANE NE, ST PETERSBURG, FL, 33703

Active2 days on marketListed Sep 27, 2026MLS #TB8535409

WaterfrontPrivate poolSingle Family ResidencePATRICIAN POINT

About this home

4280 13TH LANE NE

This home has it all! 4 bedrooms, 3 bathrooms, a 3-car garage, a large open floor plan and so much attention to detail! The striking Florida Contemporary residence features clean architectural lines, located on a quiet cul de sac and a brand-new slate roof. Thoughtfully updated throughout, the home combines modern style with extensive hurricane-resistant improvements. Hurricane-impact sliding glass doors and new windows provide peace of mind while filling the home with natural light. Once inside, your eye is drawn to the large windows with a view down the canal. No looking in a neighbor's backyard, this view is all water! Throughout the home you'll find brand-new, large-format tile with a marble-look finish and a beautifully renovated kitchen featuring soft-close cabinetry, under-cabinet lighting, charging outlets, and contemporary finishes. The open floor plan is always a hit. The family room features custom motorized window shades. One bedroom has an en suite and is located off the kitchen. The primary bedroom overlooks the water and includes an en suite bathroom with all the bells and whistles. Step outside to enjoy the screened-in saltwater heated pool, featuring a new pump and an impressive 13-foot depth. Relax poolside while taking in beautiful views along the canal, with stunning sunsets as the backdrop. The oversized lot is a standout feature, thoughtfully positioned to place the pool along the side of the home and maximize the expansive 180-degree water views. Boaters will appreciate the new dock, floating jet ski dock, and substantial 16,000-pound boat lift. The new seawall has been professionally sanded for a clean, polished appearance. The spacious three-car garage includes an EV charger, while the side-yard double gate provides convenient space for storing a boat trailer. With its generous lot, exceptional water views, and impressive boating amenities, this property offers the space and waterfront lifestyle buyers are looking for. Big ticket items done - HVAC, roof, seawall, hurricane-resistant windows and doors! Located on a quiet cul-de-sac

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,871

Sqft

0.23 ac

Lot size

3

Garage

1964

Year built

One

Levels

$627

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofSlate
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Golf Cart Garage · RV Parking
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,758/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,028 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,713
PMI (est., until 20% equity)$675
Property tax — 2025 actual bill$480
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $180,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $180,000
Interest rate6.00%
Loan term

Estimated payment

$11,028/mo

Principal & interest$9,713
PMI (est., until 20% equity)$675
Property taxes (actual bill)$480
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$1.5MedgeAI estimate $1,696,150 · range $1.5M–$1.9M$1.9M

vs edgeAI estimate

+6.1%

$/sqft vs St Petersburg actives

$627 vs $305

Days on market

2 vs 51 typical

Where $627/sqft sits among the 400 St Petersburg actives

164
126
40
25 · this home
9
36
$128–273$273–418$418–563$563–709$709–854$854+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Patrician Point

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Patrician Point — neighborhood snapshot

Population

747

Median age

41

Median income

$176,902

Median home value

$587,961

Avg household

3

Households w/ children

103

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

269 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 362% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 27, 2026Listed at $1,800,000 · 2 days on market since
1964Built · PATRICIAN POINT

Reality check

What actually sold near 4280 13TH LANE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1427 40TH AVENUE NESold · Feb ’26

$1,020,000

1427 40TH AVENUE NE · same community

4 bd · 3 ba · 3,001 sqft · $340/sqft · 0 DOM

3901 14TH STREET NESold · Sep ’26

$1,800,000

3901 14TH STREET NE · same community

4 bd · 3 ba · 3,311 sqft · $544/sqft · 80 DOM

4100 13TH LANE NESold · May ’26

$1,050,000

4100 13TH LANE NE · same community

3 bd · 3 ba · 2,429 sqft · $432/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4280 13TH LANE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4280 13TH LANE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4280 13TH LANE NE FAQs

What would the monthly payment be for 4280 13TH LANE NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,028/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4280 13TH LANE NE?+

The most recent tax bill on record (2025) was $5,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4280 13TH LANE NE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,800,000, this home is listed about 334% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4280 13TH LANE NE?+

Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,800,000 runs 362% above the ST PETERSBURG 33703 median — but at 2,871 sqft it's also nearly twice the size of the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a St Petersburg market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Julie Booth. MLS #TB8535409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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