CENTURY 21 Edge
$899,9003 bd2 ba1,689 sqft$533 /sqft$5,609 /mo all-in ↓

3960 13TH WAY NE, ST PETERSBURG, FL, 33703

Active4 days on marketListed Sep 2, 2026MLS #TB8538560

WaterfrontPrivate poolSingle Family ResidencePATRICIAN POINT

About this home

3960 13TH WAY NE

Welcome to exceptional Florida living in the highly desirable Patrician Point neighborhood of St. Petersburg. This beautifully renovated 3-bedroom, 2-bath waterfront pool home has been thoughtfully transformed from top to bottom, creating a fresh, sophisticated space designed for both everyday living and effortless entertaining. Inside, an extensive renovation showcases a stunning new kitchen with custom cabinetry, new appliances, a statement sink and faucet, and stylish finishes throughout. Both bathrooms have been completely renovated with new vanities, countertops, tubs and showers, and fixtures. New flooring, drywall, interior doors, hardware, recessed lighting and designer fixtures complement the clean, modern aesthetic. The improvements extend well beyond the finishes, including updated electrical and plumbing, HVAC and insulation updates, new exterior paint and lighting, and updated landscaping. Outside, new pavers enhance the pool and backyard area, creating an inviting private retreat where you can relax, entertain, and enjoy the Florida lifestyle. Set in Patrician Point, one of Northeast St. Petersburg’s sought-after waterfront communities, this home offers a wonderful combination of neighborhood charm, water access and convenience, with easy access to downtown St. Petersburg, parks, shopping, dining and Tampa Bay. A spectacular renovation in an exceptional setting—this is the one you’ve been waiting for. Call today to schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,689

Sqft

0.19 ac

Lot size

2

Garage

1963

Year built

One

Levels

$533

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System

Community & fees

Taxes (2024)$3,073/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,609 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2024 actual bill$256
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$5,609/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$256
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$644KedgeAI estimate $700,326 · range $671K$755K$936K

vs edgeAI estimate

+28.5%

$/sqft vs St Petersburg actives

$533 vs $321

Days on market

4 vs 57 typical

Where $533/sqft sits among the 400 St Petersburg actives

141
133
59 · this home
27
9
31
$124–262$262–400$400–538$538–676$676–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Patrician Point

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Patrician Point — neighborhood snapshot

Population

747

Median age

41

Median income

$176,902

Median home value

$587,961

Avg household

3

Households w/ children

103

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

236 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 125% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $899,900 · 4 days on market since
1963Built · PATRICIAN POINT

Reality check

What actually sold near 3960 13TH WAY NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4250 14TH WAY NESold · Feb ’26

$710,000

4250 14TH WAY NE · same community

4 bd · 2 ba · 1,586 sqft · $448/sqft · 152 DOM

3963 14TH STREET NESold · Jul ’26

$850,000

3963 14TH STREET NE · same community

3 bd · 2 ba · 1,797 sqft · $473/sqft · 145 DOM

4000 14TH STREET NESold · Jul ’26

$665,000

4000 14TH STREET NE · same community

4 bd · 3 ba · 1,844 sqft · $361/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3960 13TH WAY NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3960 13TH WAY NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3960 13TH WAY NE FAQs

What would the monthly payment be for 3960 13TH WAY NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3960 13TH WAY NE?+

The most recent tax bill on record (2024) was $3,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $899,900, this home is listed about 109% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3960 13TH WAY NE?+

Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,900 runs 125% above the ST PETERSBURG 33703 median — but at 1,689 sqft it's also 27% larger than the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8538560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3960 13TH WAY NE, ST PETERSBURG, FL — 3 Bed, 2 Bath — $899,900 | CENTURY 21 Edge