
3960 13TH WAY NE, ST PETERSBURG, FL, 33703
Active16 days on marketListed Oct 5, 2026MLS #TB8555247
About this home
3960 13TH WAY NE
Welcome to exceptional Florida living in the highly desirable Patrician Point neighborhood of St. Petersburg. This beautifully renovated 3-bedroom, 2-bath waterfront pool home is available unfurnished for $7,500 a month and offers a fresh, modern interior paired with an incredible outdoor living space. Inside, the home features a stunning renovated kitchen with custom cabinetry, new appliances, stylish finishes, and a spacious layout that flows naturally into the living areas. Both bathrooms have been completely renovated, while new flooring, recessed lighting, interior doors, fixtures, and thoughtful updates throughout create a clean and sophisticated feel. Step outside to enjoy your own private Florida retreat, complete with a pool, newly paved pool and backyard areas, and waterfront surroundings. Whether you're relaxing poolside, entertaining guests, or simply enjoying the beautiful St. Petersburg weather, this home makes it easy to embrace the Florida lifestyle. Located in Patrician Point, one of Northeast St. Petersburg's sought-after waterfront communities, you'll enjoy a peaceful neighborhood setting while remaining conveniently close to downtown St. Petersburg, parks, shopping, dining, and Tampa Bay. First month's rent, last month's rent, and security deposit required. Don't miss the opportunity to make this beautifully renovated waterfront pool home your next home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,689
Sqft
0.19 ac
Lot size
2
Garage
1963
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$222 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$222/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PATRICIAN POINT
$4 vs $600
Days on market
16 vs 66 typical
Where $4/sqft sits among the 6 homes for sale in PATRICIAN POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Patrician Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Patrician Point — neighborhood snapshot
Population
747
Median age
41
Median income
$176,902
Median home value
$587,961
Avg household
3
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
1 of 6
PATRICIAN POINT have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3960 13TH WAY NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$710,000
4250 14TH WAY NE · same community
4 bd · 2 ba · 1,586 sqft · $448/sqft · 152 DOM
Sold · Jul ’26$850,000
3963 14TH STREET NE · same community
3 bd · 2 ba · 1,797 sqft · $473/sqft · 145 DOM
Sold · Jul ’26$665,000
4000 14TH STREET NE · same community
4 bd · 3 ba · 1,844 sqft · $361/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3960 13TH WAY NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3960 13TH WAY NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3960 13TH WAY NE FAQs
What would the monthly payment be for 3960 13TH WAY NE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $222/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3960 13TH WAY NE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $7,500, this home is listed about 98% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3960 13TH WAY NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$7,500 is 98% below the ST PETERSBURG 33703 median of $377,450, and at $4/sqft it sits under the St Petersburg average of $371.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8555247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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