11125 4TH ST E, TREASURE ISLAND, FL, 33706
Active1 days on marketListed Aug 9, 2026MLS #TB8535664
About this home
11125 4TH ST E
Waterfront Lot on Isle of Palms — Build Your Custom Coastal Retreat! Excellent opportunity to secure a prime waterfront lot in the coveted Isle of Palms neighborhood of Treasure Island. Located at 11125 This vacant parcel offers direct canal frontage with quick access to Boca Ciega Bay and the Gulf, making it ideal for boaters and coastal lifestyle seekers. Design your dream home on a quiet residential street surrounded by well-maintained properties and new construction. Enjoy peaceful water views, daily sea breezes, and the convenience of living just minutes from Treasure Island Beach, local dining, shopping, and vibrant island amenities. Waterfront lot with protected canal access. Ideal for a luxury coastal build or investment. Survey, soil test, building plans available upon request. Quiet, walkable neighborhood, close to beaches, restaurants, and entertainment. A clean slate in one of Treasure Island’s most desirable waterfront communities — bring your builder and vision to life.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,214 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,175/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11125 4TH ST E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11125 4TH ST E — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11125 4TH ST E FAQs
What would the monthly payment be for 11125 4TH ST E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11125 4TH ST E?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,049,000, this home is listed about 50% above the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11125 4TH ST E?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,049,000 runs 134% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Treasure Island market that averages 97 — if it fits, move quickly.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SUNSET REALTY GROUP · Cynthia McGathey. MLS #TB8535664.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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