4805 ALT 19 UNIT 414, PALM HARBOR, FL, 34683
Active0 days on marketListed Aug 11, 2026MLS #TB8536858
About this home
4805 ALT 19 UNIT 414
This beautifully renovated 1-bedroom, 1-bathroom first-floor unit in Cove Springs offers a move-in-ready opportunity in a unique waterfront community situated at the end of a spring-fed canal. Nearly every major component has been updated, including a new kitchen, renovated bathroom, new AC, electrical panel, and water heater. Tile floors throughout for easy cleaning and durability! The spacious bedroom features a walk-in closet, while the first-floor location provides convenient, easy access. Enjoy the Florida lifestyle with community amenities including a Screened-in Pool, kayak launch and kayak storage with Gulf access, plus a fishing pier. Ideally located near the Pinellas Trail, shopping, dining, beautiful Gulf beaches, parks, the famous Tarpon Springs Sponge Docks, Innisbrook Golf Resort, and more, this fully renovated condo is perfect for anyone looking for a low-maintenance home in a fantastic Palm Harbor location. Schedule your showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
700
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,370 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,370/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
Days on market
0 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4805 ALT 19 UNIT 414 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4805 ALT 19 UNIT 414 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4805 ALT 19 UNIT 414 FAQs
What would the monthly payment be for 4805 ALT 19 UNIT 414?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,370/mo — principal and interest, the actual property-tax bill, the $416/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4805 ALT 19 UNIT 414?+
The association fee works out to $416 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4805 ALT 19 UNIT 414?+
The most recent tax bill on record (2025) was $1,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4805 ALT 19 UNIT 414?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $109,000, this home is listed about 71% below the Palm Harbor median of $377,945. The market section on this page shows how the area is trending.
Which schools are assigned to 4805 ALT 19 UNIT 414?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$109,000 is 72% below the PALM HARBOR 34683 median of $385,000, and at $156/sqft it sits under the Palm Harbor average of $272.
02Fresh on the market
Listed today in a Palm Harbor market that averages 50 — if it fits, move quickly.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $110,000, now $109,000 — a $1K cut. The full history is in the market section below.
Listing courtesy of INSPIRED REALTY, LLC · Nicholas Shoemaker. MLS #TB8536858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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