2511 DOLLY BAY DRIVE UNIT 308, PALM HARBOR, FL, 34684
Active1 days on marketListed Aug 11, 2026MLS #TB8537749
About this home
2511 DOLLY BAY DRIVE UNIT 308
Welcome to Dolly Bay Condos, a charming Key West-style waterfront community situated directly on beautiful Lake Tarpon! This unique 2-bedroom (with a Loft), 2.5-bathroom residence with almost 2,000sqft of living; offers three-story, townhome-style living with the added bonus of a spacious third-floor loft that can serve as an office, flex space, guest area, or additional bedroom. With no neighbors above you and the elevator just steps from your door, this home offers both privacy and convenience. Inside, you'll find vaulted ceilings, granite countertops, stainless steel appliances, and modern flooring throughout, creating a bright and inviting living space. The community has also undergone several major recent improvements, including a brand-new metal roof in 2024, along with newly completed exterior siding and fresh paint, giving Dolly Bay a refreshed and updated appearance. Enjoy the Florida waterfront lifestyle with an impressive collection of community amenities, including tennis and pickleball courts, a heated pool, grill area, clubhouse, fishing, and direct boating access to beautiful Lake Tarpon. Dolly Bay also offers rentable boat slips, with current availability for motorboats, kayaks, and paddleboards, making it easy to get out on the water and enjoy Lake Tarpon. HOA fees include water, trash, sewer, and exterior pest control for added convenience. With its unique multi-level layout, recent community improvements, fantastic amenities, and direct access to Lake Tarpon, this home offers an incredible opportunity to experience waterfront living in Palm Harbor!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,840
Sqft
1984
Year built
Three Or More
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,025 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$149 vs $261
Days on market
1 vs 50 typical
Where $149/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dolly Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Dolly Bay — neighborhood snapshot
Population
421
Median age
60
Median income
$86,154
Median home value
$438,200
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2511 DOLLY BAY DRIVE UNIT 308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$279,750
2599 DOLLY BAY DRIVE UNIT 308 · same community
3 bd · 2.5 ba · 2,029 sqft · $138/sqft · 26 DOM
Sold · Nov ’25$262,000
2511 DOLLY BAY DRIVE UNIT 206 · same community
3 bd · 3 ba · 2,035 sqft · $129/sqft · 9 DOM
Sold · Sep ’25$222,200
2511 DOLLY BAY DRIVE UNIT 301 · same community
3 bd · 3 ba · 2,035 sqft · $109/sqft · 279 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2511 DOLLY BAY DRIVE UNIT 308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2511 DOLLY BAY DRIVE UNIT 308 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2511 DOLLY BAY DRIVE UNIT 308 FAQs
What would the monthly payment be for 2511 DOLLY BAY DRIVE UNIT 308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,025/mo — principal and interest, the actual property-tax bill, the $798/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2511 DOLLY BAY DRIVE UNIT 308?+
The association fee works out to $798 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2511 DOLLY BAY DRIVE UNIT 308?+
The most recent tax bill on record (2025) was $3,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2511 DOLLY BAY DRIVE UNIT 308?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $274,900, this home is listed about 27% below the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2511 DOLLY BAY DRIVE UNIT 308?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$274,900 runs 10% above the PALM HARBOR 34684 median — but at 1,840 sqft it's also 26% larger than the typical Palm Harbor listing.
02Know the monthly fee
The association fee is $798/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of INSPIRED REALTY, LLC · Nicholas Shoemaker. MLS #TB8537749.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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