9826 ISLAND HARBOR DRIVE, PORT RICHEY, FL, 34668
Active34 days on marketListed Aug 18, 2026MLS #TB8540027
About this home
9826 ISLAND HARBOR DRIVE
ASSUMABLE MORTGAGE!!! RATE AT 2.375%!!! Dreaming of your own personal waterfront oasis? Where you can relax and enjoy the beauty of natural Florida… sunrises, sunsets and stunning wildlife? Look no further, you have found it. This lovingly maintained 2-bedroom, 2-bathroom, 1-car garage pool home is located in the desirable community of Westport and features direct Gulf access for the ultimate Florida lifestyle. Enter the home through a charming and gated courtyard which is just the beginning of this incredible residence. Step inside to an open and inviting floor plan, where the front entry seamlessly transitions through the living and dining areas, providing picturesque views of the pool area and canal beyond. The kitchen has been tastefully updated with granite countertops, modern cabinets, and stainless steel appliances. The kitchen opens to the family room, which features a wood-burning fireplace, perfect for the chillier Florida days. Sliding glass doors from both the dining room and family room lead out to the screened-in lanai and pool area, where you can take in the Florida sunshine and enjoy the serene canal views. A stamped concrete patio surrounds the pool, extending to an outside patio – a perfect spot for grilling and entertaining. Built for enduring quality and protection, this home features a new roof installed in 2017 and an updated AC system in 2018. The seawall, a crucial component for waterfront properties, was redone in 2016, constructed with concrete extending all the way down to ensure lasting durability. Boating enthusiasts will appreciate the convenience of the floating dock, providing easy access for jet skis or a pontoon boat. There is an outdoor shed for storage of all your pool and boating toys. The outside TV and the Hot Tub convey with the home. There has even been a RV plug installed. Lusciously landscaped with plants that include: dragon fruit, papaya, banana, pineapple, key lime, meyer lemon, lychee & passion fruit. Recently updated electrical panel, all 20amp outlets, dimmable leads, dimmable light switches. This home is more than just a residence; it's a waterfront escape designed for privacy, comfort, relaxation and FUN! Don't miss the opportunity to own this Gorgeous Waterfront Property and Live the Florida Life!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,434
Sqft
0.15 ac
Lot size
1
Garage
1975
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.3%
$/sqft vs WEST PORT SUB
$262 vs $199
Days on market
34 vs 40 typical
Where $262/sqft sits among the 17 homes for sale in WEST PORT SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 17
WEST PORT SUB have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9826 ISLAND HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$276,000
6105 WESTPORT DRIVE · same community
3 bd · 2 ba · 1,433 sqft · $193/sqft · 64 DOM
Sold · Jun ’26$330,000
6234 KELLER DRIVE · same community
3 bd · 2 ba · 1,374 sqft · $240/sqft · 26 DOM
Sold · Jan ’26$372,000
9927 ISLAND HARBOR DRIVE · same community
3 bd · 2 ba · 1,362 sqft · $273/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9826 ISLAND HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9826 ISLAND HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9826 ISLAND HARBOR DRIVE FAQs
What would the monthly payment be for 9826 ISLAND HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9826 ISLAND HARBOR DRIVE?+
The most recent tax bill on record (2025) was $5,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9826 ISLAND HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $375,000, this home is listed about 50% above the Port Richey median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9826 ISLAND HARBOR DRIVE?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Terri Jennings. MLS #TB8540027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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