CENTURY 21 Edge
$579,000$589,0002 bd2 ba2,232 sqft$259 /sqft≈$4,263 /mo all-in ↓

3944 SILK OAK LANE, PALM HARBOR, FL, 34685

Active54 days on marketListed Aug 19, 2026MLS #TB8540074

✦ Reduced $10KSingle Family ResidenceOAKMONT

About this home

3944 SILK OAK LANE

Welcome to this beautifully maintained 2-bedroom, 2-bathroom home with a dedicated study/bonus room in Oakmont at Lansbrook, Palm Harbor’s premier maintenance-free community. With thoughtful updates, beautiful finishes, and tranquil golf course views, this home offers an exceptional combination of style, comfort, and carefree Florida living. From the moment you enter the formal foyer, you’ll be drawn into a light and airy great room featuring soaring ceilings and tasteful contemporary details. Expansive glass sliding doors open to a spectacular screened lanai, creating a seamless connection between the indoor and outdoor living spaces while showcasing peaceful golf course views. The kitchen is both stylish and functional, with convenient access to the formal dining room and breakfast area. It features 42-inch solid-wood cabinetry, granite countertops, a breakfast bar, and newer stainless-steel appliances. The adjacent breakfast area is perfectly positioned to take advantage of the panoramic views of the lanai and lush green spaces beyond.The spacious primary suite is a private retreat, enhanced by beautiful hand-scraped hardwood floors, generous his-and-hers walk-in closets, and an updated en-suite bath. The bath features a shower, garden tub, dual vanities, and a private water closet. The secondary bedroom also features gorgeous hand-scraped hardwood flooring, while French doors open to the versatile study/bonus room, complete with built-in bookshelves—perfect for a home office, library, or quiet retreat. Plantation shutters throughout the home add timeless style and elegance. A convenient bonus room just off the laundry area offers even more flexibility. Use it as a small home office, oversized walk-in pantry, hobby space, or simply valuable climate-controlled storage. Major updates include a roof approximately two years old, 2019 HVAC, and a one-year-old water softener. The low monthly maintenance fee in Oakmont includes lawn and shrub care, exterior painting, walkway and driveway power washing, trash service, and use of the community pool. Spectrum high-speed internet and cable are also soon to be included, adding even more value and convenience. And, of course, there’s the Lansbrook lifestyle. Enjoy miles of scenic walking and biking trails, two parks, playgrounds, and a community boat ramp providing access to Lake Tarpon. The location is ideally situated near shopping, restaurants, the Pinellas Trail extension, and John Chesnut Sr. Park, with easy access to the airports and the beautiful Gulf beaches. Beautifully appointed, thoughtfully designed, and surrounded by the amenities that make Lansbrook so special—this is the carefree Florida lifestyle you’ve been waiting for. Come see why this could be the perfect place to call home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,232

Sqft

0.17 ac

Lot size

2

Garage

1999

Year built

One

Levels

$259

Per sqft

Golf Course view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$404/mo
Taxes (2025)$4,292/yr
PetsCats OK, Dogs OK
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Association Recreation - Owned · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,263 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$358
HOA fee — from the listing$404
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate6.00%
Loan term

Estimated payment

$4,263/mo

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property taxes (actual bill)$358
HOA / condo fee$404
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$491KedgeAI estimate $527,371 · range $512K–$543K$602K

vs edgeAI estimate

+9.8%

$/sqft vs OAKMONT

$259 vs $284

Days on market

54 vs 69 typical

Where $259/sqft sits among the 9 homes for sale in OAKMONT

1
1
0
0 · this home
5
2
$157–184$184–211$211–238$238–265$265–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Drive times from this address

Tampa Int’l Airport (TPA)≈ 36 min
Downtown Tampa≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

HighEast Lake High School★★★★★
ElementaryBrooker Creek Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$420K → $440K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

5 of 9

OAKMONT have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $579,000 ▼ $10K
Aug 19, 2026Listed at $589,000 · 54 days on market since
1999Built · OAKMONT

Reality check

What actually sold near 3944 SILK OAK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12073 SW 36TH PLACESold · Mar ’26

$706,525

12073 SW 36TH PLACE · same community

4 bd · 3 ba · 2,234 sqft · $316/sqft · 0 DOM

3158 SW 120TH TERRACESold · Aug ’26

$616,902

3158 SW 120TH TERRACE · same community

4 bd · 3 ba · 2,241 sqft · $275/sqft · 0 DOM

2527 SW 120TH DRIVESold · Apr ’26

$562,713

2527 SW 120TH DRIVE · same community

4 bd · 3 ba · 2,307 sqft · $244/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3944 SILK OAK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3944 SILK OAK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3944 SILK OAK LANE FAQs

What would the monthly payment be for 3944 SILK OAK LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,263/mo — principal and interest, the actual property-tax bill, the $404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3944 SILK OAK LANE?+

The association fee works out to $404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3944 SILK OAK LANE?+

The most recent tax bill on record (2025) was $4,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3944 SILK OAK LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $579,000, this home is listed about 53% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3944 SILK OAK LANE?+

East Lake High School (high), Brooker Creek Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$579,000 runs 42% above the PALM HARBOR 34685 median — but at 2,232 sqft it's also 52% larger than the typical Palm Harbor listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

East Lake High School, Brooker Creek Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $589,000, now $579,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Michele Burns. MLS #TB8540074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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