541 LILLIAN DRIVE, MADEIRA BEACH, FL, 33708
Active53 days on marketListed Aug 21, 2026MLS #TB8540140
About this home
541 LILLIAN DRIVE
Virtually Staged. One or more photo(s) was virtually staged. Wake up to breathtaking sunrises over the water, enjoy your morning coffee beneath the shade of mature trees, and set out for an unforgettable day on the Gulf, all from the comfort of home. Positioned along a serene, wide canal offering sailboat water and no fixed bridges, this beautifully renovated two bedroom, two bathroom residence blends timeless coastal charm with effortless waterfront living. Inside, a bright and open floor plan creates an inviting atmosphere for relaxed everyday living and easy entertaining. Beautiful shiplap accents throughout bring warmth, character, and a refined coastal feel, while plantation shutters add another layer of timeless style. The thoughtfully updated kitchen features all new appliances, and generously sized bedrooms provide peaceful places to unwind. Move in ready and beautifully refreshed, this home allows you to begin enjoying the waterfront lifestyle from the moment you arrive. Step outside to the tranquil, east facing backyard, where lush, mature trees provide welcome shade and privacy. A private boat dock and lift make it easy to step aboard and cruise toward the open Gulf whenever adventure calls. It is the perfect setting for quiet mornings, leisurely afternoons, and evenings spent enjoying the gentle coastal breeze. Additional improvements include a new water heater, updated electrical panel with a generator connection, and brand new garage door, offering added comfort, convenience, and peace of mind. Whether you are an avid boater searching for your next waterfront adventure or dreaming of a peaceful coastal retreat, this charming home invites you to slow down, soak up the sunshine, and embrace the Florida lifestyle you have been waiting for. Come discover your own slice of waterfront paradise, where every day feels like a getaway.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,595
Sqft
0.16 ac
Lot size
2
Garage
1960
Year built
One
Levels
$532
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,296 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,296/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Madeira Beach actives
$532 vs $627
Days on market
53 vs 85 typical
Where $532/sqft sits among the 118 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Crystal Island — neighborhood snapshot
Population
1,274
Median age
58
Median income
$82,917
Median home value
$685,300
Avg household
2
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 118
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 541 LILLIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$850,000
527 LILLIAN DRIVE · same community
3 bd · 3 ba · 1,597 sqft · $532/sqft · 0 DOM
Sold · Jun ’26$900,000
538 LILLIAN DRIVE · same community
3 bd · 2 ba · 1,600 sqft · $563/sqft · 48 DOM
Sold · Aug ’26$695,000
545 LILLIAN DRIVE · same community
3 bd · 2 ba · 1,697 sqft · $410/sqft · 522 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 541 LILLIAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 541 LILLIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
541 LILLIAN DRIVE FAQs
What would the monthly payment be for 541 LILLIAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 541 LILLIAN DRIVE?+
The most recent tax bill on record (2025) was $2,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 541 LILLIAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $849,000, this home is listed about 7% above the Madeira Beach median of $793,900. The market section on this page shows how the area is trending.
Which schools are assigned to 541 LILLIAN DRIVE?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,000 runs 63% above the MADEIRA BEACH 33708 median — but at 1,595 sqft it's also 25% larger than the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Tamra Camilleri. MLS #TB8540140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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