544 LILLIAN DRIVE, MADEIRA BEACH, FL, 33708
Active11 days on marketListed Oct 2, 2026MLS #TB8554331
About this home
544 LILLIAN DRIVE
Beautifully furnished waterfront pool home created for Florida living at its BEST! This home has it all! Relax by the heated pool, take a walk on the beach while delighting in the magnificent sunsets or enjoy the ideal boating/ fishing location with quick access to the GULF via Johns Pass. This meticulously maintained home offers a private master suite upstairs with huge walk in closet, the ideal bath with garden tub for relaxation, and a large sun deck with lovely water view. The open kitchen and great room are designed for entertaining and opens to the pool and spacious patio with retractable electric sun awning. The composite boat dock and 24,000 pound lift system is ready & waiting for you to have fun. Roof replaced September 2026. All kitchen appliances are 2 years old. Pool pump 2 years old. Windows & doors were replaced by previous owner. Security system cameras remain. See inventory list for some art & patio items that do not convey. Concrete block construction first floor, wood construction 2nd floor, vinyl siding. All information is deemed reliable but is not guaranteed and should be independently verified by Buyer and/or Buyer’s Agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,194
Sqft
0.16 ac
Lot size
2
Garage
1961
Year built
Two
Levels
$638
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,589 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,589/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Madeira Beach actives
$638 vs $624
Days on market
11 vs 85 typical
Where $638/sqft sits among the 118 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Crystal Island — neighborhood snapshot
Population
1,274
Median age
58
Median income
$82,917
Median home value
$685,300
Avg household
2
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $583K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 118
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 544 LILLIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,100,000
533 LILLIAN DRIVE · same community
4 bd · 3 ba · 1,986 sqft · $554/sqft · 302 DOM
Sold · Aug ’26$695,000
545 LILLIAN DRIVE · same community
3 bd · 2 ba · 1,697 sqft · $410/sqft · 522 DOM
Sold · Jun ’26$900,000
538 LILLIAN DRIVE · same community
3 bd · 2 ba · 1,600 sqft · $563/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 544 LILLIAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 544 LILLIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
544 LILLIAN DRIVE FAQs
What would the monthly payment be for 544 LILLIAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,589/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 544 LILLIAN DRIVE?+
The most recent tax bill on record (2026) was $16,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 544 LILLIAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $1,400,000, this home is listed about 76% above the Madeira Beach median of $793,900. The market section on this page shows how the area is trending.
Which schools are assigned to 544 LILLIAN DRIVE?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,400,000 runs 169% above the MADEIRA BEACH 33708 median — but at 2,194 sqft it's also 72% larger than the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Gloria Doiron. MLS #TB8554331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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