5101 12TH AVENUE N, ST PETERSBURG, FL, 33710
Active2 days on marketListed Aug 20, 2026MLS #TB8540179
About this home
5101 12TH AVENUE N
Investment opportunity with income already in place! Welcome to 5101 12th Ave N in St. Petersburg, featuring a spacious 5-bedroom, 2.5-bath main residence plus a separate 3-bedroom, 2-bath ADU—offering a total of 8 bedrooms and 4.5 bathrooms across two residences. This property is an ideal addition to an investor’s portfolio, offering immediate rental income without the hassle of starting from scratch. The main house is currently tenant-occupied, with tenants planning to renew for another year, providing continued stability and cash flow. The ADU is also tenant-occupied on a month-to-month basis, giving the next owner added flexibility for future rental strategy. With two separate living spaces and tenants already in place, this property offers a unique opportunity for investors looking to generate income from day one. Conveniently located in St. Petersburg with easy access to shopping, dining, Downtown St. Pete, and surrounding Tampa Bay destinations. Whether you're looking to expand your rental portfolio or secure a multi-unit income-producing property, 5101 12th Ave N is an opportunity worth exploring.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
3,297
Sqft
0.15 ac
Lot size
2024
Year built
Two
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,910 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,910/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.3%
$/sqft vs St Petersburg actives
$267 vs $348
Days on market
2 vs 57 typical
Where $267/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5101 12TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
5047 11 AVENUE N · same community
2 bd · 2 ba · 1,265 sqft · $300/sqft · 3 DOM
Sold · Mar ’26$765,000
4822 3RD AVENUE S
6 bd · 5 ba · 3,428 sqft · $223/sqft · 223 DOM
Sold · Jul ’26$830,000
4326 3RD AVENUE S
5 bd · 3 ba · 3,126 sqft · $266/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5101 12TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5101 12TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5101 12TH AVENUE N FAQs
What would the monthly payment be for 5101 12TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,910/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5101 12TH AVENUE N?+
The most recent tax bill on record (2025) was $20,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $879,999, this home is listed about 105% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5101 12TH AVENUE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$879,999 runs 126% above the ST PETERSBURG 33710 median — but at 3,297 sqft it's also nearly 2 times the size of the typical St Petersburg listing.
02Fresh on the market
Only 2 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
03Strong assigned schools
Northwest Elementary School, Tyrone Middle School, St. Petersburg High School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Milena Game Garcia. MLS #TB8540179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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