5113 12TH AVENUE N, ST PETERSBURG, FL, 33710
Active22 days on marketListed Aug 31, 2026MLS #TB8544044
About this home
5113 12TH AVENUE N
Exceptional investment opportunity with two residences and income already in place! Welcome to 5113 12th Ave N in St. Petersburg, built in 2024 and featuring a spacious main residence along with a separate detached ADU above the garagencreating a versatile setup ideal for investors. Both residences are currently leased, providing a combined $6,295 in monthly gross rental income. The main home is leased for $3,800/month through July 31, 2027, while the ADU is leased for $2,495/ month through January 31, 2027, giving the next owner immediate rental income and stability from day one. The main home offers a spacious, functional layout with open living and dining areas, a dedicated office, and thoughtfully designed living spaces, while the detached ADU provides its own private living quarters. With two separate residences, newer construction, and tenants already in place, this property offers an excellent opportunity to expand your rental portfolio while maintaining long-term flexibility for future rental strategies or multi-generational living. Conveniently located in St. Petersburg with easy access to shopping, dining, Downtown St. Pete, beaches, and surrounding Tampa Bay destinations. Whether you're looking to expand your portfolio or secure a versatile income producing property this is an opportunity you won't want to miss.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
3,297
Sqft
0.15 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,905 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,905/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$264 vs $305
Days on market
22 vs 57 typical
Where $264/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
260 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5113 12TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
5047 11 AVENUE N · same community
2 bd · 2 ba · 1,265 sqft · $300/sqft · 3 DOM
Sold · Mar ’26$765,000
4822 3RD AVENUE S
6 bd · 5 ba · 3,428 sqft · $223/sqft · 223 DOM
Sold · Jul ’26$830,000
4326 3RD AVENUE S
5 bd · 3 ba · 3,126 sqft · $266/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 5113 12TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5113 12TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5113 12TH AVENUE N FAQs
What would the monthly payment be for 5113 12TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5113 12TH AVENUE N?+
The most recent tax bill on record (2025) was $20,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $870,000, this home is listed about 102% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5113 12TH AVENUE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$870,000 runs 135% above the ST PETERSBURG 33710 median — but at 3,297 sqft it's also nearly 2 times the size of the typical St Petersburg listing.
02Strong assigned schools
Northwest Elementary School, Tyrone Middle School, St. Petersburg High School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $880,000, now $870,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Cody Arnold. MLS #TB8544044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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