CENTURY 21 Edge
$499,0003 bd3 ba2,119 sqft$235 /sqft$3,473 /mo all-in ↓

9619 TOWANDA LANE, PORT RICHEY, FL, 34668

Active15 days on marketListed Aug 20, 2026MLS #TB8540546

WaterfrontPrivate poolSingle Family ResidenceREGENCY PARK

About this home

9619 TOWANDA LANE

Experience exceptional lakefront living in this beautifully updated 3-bedroom, 3-bath pool home, perfectly positioned at the end of a quiet cul-de-sac with no through traffic. Offering an extraordinary 170 feet of panoramic lake frontage, this peaceful retreat combines privacy, impressive water views, and the freedom of no HOA. Situated high and dry in a non-flood zone, no flood insurance is currently required. Inside, the home feels fresh and move-in ready with new interior paint and luxury vinyl plank flooring throughout. The newly remodeled primary suite is a true showpiece, featuring serene lake views and a completely renovated en-suite bathroom. The desirable split-bedroom floor plan provides privacy for family and guests, while custom closet systems offer excellent organization throughout the home. The updated kitchen is designed for both everyday living and entertaining, with wood cabinetry, soft-close drawers, Level 4 granite countertops, stainless steel appliances, and a convenient pass-through window to the lanai. Step outside to your private waterfront oasis, where a saltwater pool, dedicated pool bath, covered lanai, and extended pool deck create the perfect setting for relaxing or entertaining year-round. Nearly every outdoor space is enhanced by the spectacular lake backdrop. Tropical landscaping, a storage shed, an extended driveway, and a vinyl privacy fence complete the property. Additional improvements include a tankless water heater installed in 2024, a newer water softener, a whole-house carbon charcoal filtration system installed in 2025, and energy-efficient double-pane windows. With no HOA and no rental restrictions, this one-of-a-kind property offers remarkable flexibility as a primary residence, vacation retreat, or income-producing rental. Homes offering this much lake frontage, privacy, and thoughtful renovation are exceptionally rare. Come experience the peaceful waterfront lifestyle this special home has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,119

Sqft

0.37 ac

Lot size

2

Garage

1981

Year built

One

Levels

$235

Per sqft

Private poolWaterfront

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Dryer · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorGarden · Storage

Community & fees

Taxes (2025)$1,859/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$155
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,473/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$155
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $676,932 · range $570K$872K$907K

vs edgeAI estimate

−26.3%

$/sqft vs REGENCY PARK

$235 vs $204

Days on market

15 vs 40 typical

Where $235/sqft sits among the 37 homes for sale in REGENCY PARK

4
5
12
6
6 · this home
4
$146–166$166–187$187–207$207–227$227–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

MiddleChasco Middle School★★★★
ElementaryChasco Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$229K$229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

20 of 37

REGENCY PARK have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $499,000 · 15 days on market since
1981Built · REGENCY PARK

Reality check

What actually sold near 9619 TOWANDA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9100 SUFFOLK LANESold · Jul ’26

$370,000

9100 SUFFOLK LANE · same community

4 bd · 3 ba · 2,095 sqft · $177/sqft · 15 DOM

7831 FOX HOLLOW DRIVESold · Feb ’26

$310,000

7831 FOX HOLLOW DRIVE · same community

4 bd · 3 ba · 1,962 sqft · $158/sqft · 6 DOM

7014 BRENTWOOD DRIVESold · Jan ’26

$253,000

7014 BRENTWOOD DRIVE · same community

3 bd · 2 ba · 1,731 sqft · $146/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 9619 TOWANDA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9619 TOWANDA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9619 TOWANDA LANE FAQs

What would the monthly payment be for 9619 TOWANDA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9619 TOWANDA LANE?+

The most recent tax bill on record (2025) was $1,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $499,000, this home is listed about 100% above the Port Richey median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9619 TOWANDA LANE?+

Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Bree Bowen, PA. MLS #TB8540546.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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