114 12TH STREET, BELLEAIR BEACH, FL, 33786
Active8 days on marketListed Aug 20, 2026MLS #TB8540721
About this home
114 12TH STREET
Welcome to your beautifully updated beach retreat in desirable Belleair Beach! Meticulously maintained and truly move-in ready, this 2-bedroom, 2-bath split-plan home with a 1-car garage is ideally located just a 2-minute walk from the beach. The current owner has thoughtfully upgraded the home throughout, creating a stylish and comfortable space designed for easy coastal living. Recent improvements include fresh interior and exterior paint, remodeled bathrooms, a beautifully renovated kitchen, new tile flooring, a new water heater, washer and dryer, new interior doors and hardware, new A/C ductwork, and a renovated garage. Impact-rated windows and multi-slide patio doors were installed in 2020. The updated kitchen features quartz countertops and backsplash, new appliances, and a wonderful view of the oversized backyard through the expansive glass sliders. The spacious primary suite offers a wall of closets and a private bath with a walk-in shower. The versatile guest bedroom or office provides generous closet space and is complemented by a beautifully renovated guest bath with a tub/shower combination. Step outside to your private backyard oasis, complete with tropical landscaping and a large shaded entertaining area—perfect for hosting family and friends. With plenty of room to add a pool, the backyard offers exceptional potential for creating your own outdoor paradise. A newly paved driveway and thoughtfully landscaped grounds enhance the home's curb appeal. Just steps from the beach, this home offers the opportunity to enjoy the relaxed Belleair Beach lifestyle without sacrificing convenience. Residents enjoy access to a boat ramp, fishing piers, tennis courts, a park, and a playground. With restrictions on public parking and commercial businesses, Belleair Beach offers a peaceful, residential atmosphere and a more private beach experience. Whether you're looking for a full-time residence, vacation getaway, or coastal retreat, this home is ready for you to move in, relax, and enjoy everything beach living has to offer. Start your mornings with coffee on the beach and end your evenings watching spectacular sunsets!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
0.19 ac
Lot size
1
Garage
1971
Year built
One
Levels
$511
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,720 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,720/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Belleair Beach actives
$511 vs $693
Days on market
8 vs 67 typical
Where $511/sqft sits among the 31 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $700K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
16 of 31
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$270,000
105 CAUSEWAY BOULEVARD · same community
3 bd · 2 ba · 1,552 sqft · $174/sqft · 222 DOM
Sold · May ’26$1,200,000
404 18TH AVENUE
2 bd · 2 ba · 1,360 sqft · $882/sqft · 5 DOM
Sold · Jan ’26$875,000
2109 BAY BOULEVARD
2 bd · 2 ba · 1,351 sqft · $648/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 114 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 12TH STREET FAQs
What would the monthly payment be for 114 12TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 114 12TH STREET?+
The most recent tax bill on record (2025) was $6,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair Beach?+
At $695,000, this home is listed about 52% below the Belleair Beach median of $1,449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 114 12TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melissa Stiles. MLS #TB8540721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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