CENTURY 21 Edge
$750,0003 bd2.5 ba2,719 sqft$276 /sqft$4,975 /mo all-in ↓

819 BLUE HERON BOULEVARD, RUSKIN, FL, 33570

Active33 days on marketListed Aug 20, 2026MLS #TB8540843

WaterfrontSingle Family ResidencePOINT HERON

About this home

819 BLUE HERON BOULEVARD

This solidly built 3 bedrooms plus office two-story home is a fantastic opportunity for salt life living. Situated directly on a saltwater canal with a private dock and boat lift. Filled foam and concrete blocks with reinforcement and metal roof. Great installation house was not affected by the last two storms. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,719

Sqft

0.28 ac

Lot size

6

Garage

2000

Year built

Two

Levels

$276

Per sqft

WaterfrontFireplace

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco · Vinyl Siding
FoundationPillar/Post/Pier
FacesEast
ExteriorBalcony

Community & fees

Taxes (2025)$5,847/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Natural Gas Connected · Propane · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,975 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$487
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,975/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$487
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$441KedgeAI estimate $602,686 · range $460K$660K$780K

vs edgeAI estimate

+24.4%

$/sqft vs Ruskin actives

$276 vs $175

Days on market

33 vs 56 typical

Where $276/sqft sits among the 288 Ruskin actives

138
75
24
17 · this home
13
21
$126–171$171–215$215–260$260–304$304–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin City

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

Ruskin City — neighborhood snapshot

Population

2,490

Median age

42

Median income

$70,544

Median home value

$268,770

Avg household

3

Households w/ children

290

For the school run

Hillsborough County School District

ElementaryThompson Elementary★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$315K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

158 of 288

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $750,000 · 33 days on market since
2000Built · POINT HERON

Reality check

What actually sold near 819 BLUE HERON BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

821 WHITE HERON BOULEVARDSold · Mar ’26

$579,000

821 WHITE HERON BOULEVARD · same community

3 bd · 2 ba · 2,433 sqft · $238/sqft · 26 DOM

829 BLUE HERON BOULEVARDSold · Oct ’25

$1,145,000

829 BLUE HERON BOULEVARD · same community

3 bd · 2.5 ba · 3,128 sqft · $366/sqft · 3 DOM

802 WHITE HERON BOULEVARDSold · Nov ’25

$200,000

802 WHITE HERON BOULEVARD · same community

3 bd · 2 ba · 1,938 sqft · $103/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 819 BLUE HERON BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 819 BLUE HERON BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

819 BLUE HERON BOULEVARD FAQs

What would the monthly payment be for 819 BLUE HERON BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 819 BLUE HERON BOULEVARD?+

The most recent tax bill on record (2025) was $5,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ruskin?+

At $750,000, this home is listed about 114% above the Ruskin median of $349,900. The market section on this page shows how the area is trending.

Which schools are assigned to 819 BLUE HERON BOULEVARD?+

Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA PROPERTY INVESTMENT · Cindy Ryan. MLS #TB8540843.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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